WBO:CAD - Zonal Head

WBO : CAD - National Head

Ensure compliance, conduct and scrutiny of following pre-disbursement activities:

- Compliance of KYC Guidelines and obtains AOF

- Scrutiny of TSR & Valuation

- Finalization of draft documents as per extant Bank Guidelines

- Arranging the Execution of Documents by Borrowers/ Guarantors/ Mortgagors by ensuring its correctness

- Creation/Perfection of Security

- Compliance of pre-disbursement covenants

Post execution of documents ensures

- Providing documentation certificate and KYC confirmation to CLOP Team for activation of limit nodes and opening of accounts

- Proper account opening, limit node verification and correctness of ROI.

- Filing of Charge with Registering Authorities viz., ROC, CERSAI, SRO, etc.

- Conduct of search post filing of charge, obtaining reports for records

- Recovery of fees as stipulated in sanction/ Bank's schedule of charges & ensure Nil Income Leakage

- Creation/ updation of collaterals and required fields in Finacle

- Updation of PSC web-page wherever creation of security is pending

- Scanning & uploading of documents in CBO Repository

- Preparation of Disbursement notes and disbursement of facilities.

- Accord credit approval for Trade Finance transactions

Handle various audits and arrange for compliance of adverse observation

Responsible for the Conduct legal/Re legal audit

Ensure TAT Maintenance and adherence to SLA

Coordination with Law dept for any modifications in standard T&C including Coverage RM / WBO RM

Sharing draft Pari Passu Letter/NOC to other member banks whereever applicable.

Analysis of Disbursement TAT(Daily LOS MIS/Weekly TAT/Weekly SPD Analysis)

• Graduate/Post- Graduation from a recognized institute
• 15-20 years in a relevant role

For successful execution of the job, the candidate should possess the following:

• Knowledge of banking products and services
• Ability to manage complex client situations
• Good communication (both verbal and written) skill in both English and the local language
• Ability to handle pressure and meet deadlines
• Ability to manage risk and uncertainty for self and team within a dynamic priority-setting environment
• Good networking and relationship building skills

Incorporated in 1994, Axis Bank is one of India's most trusted banks & the third largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business. Our efforts to address the requirements of a diverse customer cross-section are powered by robust infrastructure, advanced technology, a comprehensive monitoring & control framework & a large talent pool.

The Bank has a young & engaged workforce with an average age of 30 years. We are an equal opportunity employer & believe in empowering our employees by offering rich roles, learning opportunities & flexibility to chart their career, their ways.