RC - Cards Credit Officer - NPC
Axis Bank · Not specified · onsite · Posted today
About a minute. You'll make an account on the way through.
About this role
| RC - Cards Credit Officer - NPC | |||||
| INTERNAL USAGE: | |||||
| No. of Vacancies: | Reports to: | Manager | |||
| Is a Team leader | N | Team Size: | NA | ||
| Grade: | AM/DM/M | ||||
| Business: | Underwriting | Department: | Retail Credit | Sub-Department: | Centralized underwriting |
| Location: | Mumbai/Noida/Hyderabad/Bangalore/Chennai | ||||
| About Retail Credit | |||||
| The Retail Credit department in the Bank is a Credit Underwriting department for all retail products of the Bank. It is also responsible for ensuring the maintenance of a good portfolio quality and for ensuring smooth credit appraisal processes | |||||
| AbouttheRole | |||||
| The Cards Credit underwriting officer manages core underwriting for credit card, Underwriting will be for different channels like affluent , retail , partnership , secured products etc . | |||||
| Key Responsibilities | |||||
Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. Turn around time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed. Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit - & Other stake holders will be the source. Stakeholder management | |||||
| Qualifications | |||||
Graduate / Post- Graduation (MBA/ CA preferred) Fresher or Experience in retail credit | |||||
| Role Proficiencies: | |||||
For successful execution of the job, the candidate should possess: Knowledge of credit, industry and product trends Knowledge of regulatory guidelines and norms Good communication (both verbal and written) skill in both English and the local language |
Sourced from foundit
Skills
About Axis Bank

Axis Bank
Banking
104.5k+
employees
1993
33 years old
Mumbai, Maharashtra
India
About
Industries
Employee ratings
33,210 reviews
Culture
3.4
Career growth
3.2
Work-life
3.4
Employees rate it well for
Find them on