Test Engineer

Job Summary

Domain Expertise Strong experience in Cards Payments Banking Domain. Good understanding of Credit Cards, Debit Cards, Prepaid Cards, Corporate Cards. Knowledge of card lifecycle: Card Origination Card Issuance Activation Authorization Clearing Settlement Billing Rewards Loyalty Disputes Chargebacks Card Closure Familiarity with payment rails: UPI IMPS NEFT RTGS NACH BBPS POS ATM Internet/Mobile Banking Understanding of card network standards: Visa Mastercard RuPay AMEX

Technical / Functional Skills

Strong Techno-Functional knowledge in Cards Payments applications. Experience in integration testing across multiple banking systems. Knowledge of: Card Management Systems (CMS) Payment Gateway Systems Switch Applications Core Banking Systems Mobile and Internet Banking channels Understanding of APIs, ISO 8583 messages, settlement, reconciliation, and transaction processing.

Testing Experience

• Functional Testing
• System Integration Testing (SIT)
• End-to-End (E2E) Testing
• Regression Testing
• User Acceptance Testing (UAT)
• Support API Testing
• Digital Channel Testing
• Interface Testing

Responsibilities

• Analyze Business Requirement Documents (BRD), FRS, and user stories.
• Prepare Test Strategy, Test Scenarios, Test Cases, and Test Data.
• Execute test cases and validate payment/card transaction flows.
• Perform E2E validation across Cards, Payments, CBS, and Digital Channels.
• Log, track, and manage defects using Jira/ALM.
• Coordinate with Business, Development, and Production Support teams.
• Support defect triage and root cause analysis.
• Provide daily/weekly status reports to project stakeholders.

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