Sr. Finance Executive - NBFC

Title: Sr. Executive- Finance

Department: Finance Department

Reporting to: Finance Manager

Key Responsibilities:

•Oversee day-to-day accounting operations including journal entries, reconciliations, and month-end ledger scrutiny.

•Prepare monthly portfolio and ledger reconciliations, ensuring timely and accurate book closure.

•Preparation of Monthly quarterly financial statements in accordance with applicable accounting standards.

•Ensure accurate and timely filing of RBI returns and well versed with ratio analysis.

•Manage direct and indirect tax compliance including GST, TDS, advance tax, and income tax returns.

•Provide actionable financial insights and cost optimization recommendations to support business performance.

•Collaborate with internal and external auditors to ensure timely completion of Internal, Tax, and Statutory Audits, and other regulatory reviews.

•Prepare and share financial data for management, lenders or other stakeholders along with analysis and insights.

•Monitor compliance with RBI circulars, exposure norms, and asset classification guidelines.

•Consolidation and submission of internal financial reports and MIS.

•Monitor actual vs. budgeted performance and report on key variances with root cause analysis.

•Work closely with the treasury team on fund movement, debt servicing, and investment tracking.

•Ensure accurate accounting and classification of borrowings and finance costs.

•Develop financial models, conduct benchmarking, and process analysis.

•Implement and monitor internal financial controls, SOPs, and process improvements.

•Ensure proper documentation and data availability for all audit and review requirements.

•Collaborate with cross-functional teams including business, operations, compliance, and HR on finance-related matters.

Key Requirements:

•Masters degree in Finance, Inter CA or person having relevant BFSI sector experience is preferred.

•1–3 years of relevant experience in the Finance department of NBFC or financial institution.

•Strong analytical skills with a good understanding of retail lending portfolios.

•Proficient in Excel, PowerPoint, and MIS reporting.

•Excellent verbal and written communication skills.

Preferred Skills:

•Understanding of regulatory compliance in the NBFC sector.

•Ratio analysis.

•Understanding of portfolio analytics and loan management systems