Senior Manager Finance

About CheQ

At CheQ, we're turning the chaos of credit into a journey that's clear, rewarding, and even a little fun. With 80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we're fast becoming India's favourite way to go from credit-stressed to credit-smart.

What you'll be doing

As a Senior Manager, you will be primarily responsible for finance controllership, you will own the integrity of our books end to end. You will keep accounts accurate and audit-ready, run statutory and internal audits, manage taxation and compliance, and turn our numbers into clear MIS that leadership relies on to make decisions. This is a hands-on role for someone who enjoys both getting into the ledger and partnering with business teams.

Key responsibilities

Books of accounts and financial control

• Own the books of accounts end to end: day-to-day accounting, journal entries, reconciliations and ledger scrutiny
• Drive monthly, quarterly and annual closing within defined timelines
• Prepare financial statements in line with Ind AS / applicable accounting standards
• Design and strengthen internal financial controls (IFC) and accounting policies
• Oversee bank, payment gateway, partner and nodal account reconciliations typical of a fintech

Statutory and internal audits

• Coordinate statutory audits end to end, from audit planning and schedules to closing queries and sign-off
• Work with internal auditors on audit scope, process walkthroughs and timely closure of observations
• Track and implement audit recommendations to strengthen processes and controls

Taxation and compliance

Manage direct and indirect tax compliance: GST, TDS, advance tax and income tax filings

• Support tax assessments, notices and coordination with tax consultants
• Ensure compliance under the Companies Act, ROC filings and other applicable regulations
• Support regulatory and reporting requirements relevant to fintech and partner institutions

MIS and reporting

• Review and present monthly MIS, including P&L, cash flow, unit economics and variance analysis
• Support budgeting, forecasting and cost control initiatives
• Provide timely, accurate financial insights to leadership and business teams
• Stakeholder management
• Act as the key point of contact for auditors, tax consultants, banks and partners
• Collaborate with product, operations and business teams on finance-related processes

Professional Skills

• Qualified Chartered Accountant
• 5 – 7 years of experience in accounting, financial control and audits, preferably in the fintech industry; candidates from payments companies (payment gateways, payment aggregators, UPI, cards) will be strongly preferred
• Hands-on experience owning books of accounts and month-end closing
• Proven experience coordinating with statutory and internal auditors through to audit closure
• Strong working knowledge of GST, TDS, income tax and Companies Act compliance
• Experience preparing and reviewing MIS and financial reports for leadership
• Proficiency in accounting software (Tally, Zoho Books, NetSuite or similar) and advanced Excel
• Exposure to payments-specific accounting such as settlements, escrow/nodal accounts, merchant payouts and chargebacks, and to RBI requirements for payment aggregators, NBFCs or lending partnerships is good to have
• Experience with Ind AS and fundraising or investor reporting

Who you are

• A dynamic, proactive professional who takes ownership and gets things done without waiting to be asked
• Detail-oriented, with high integrity and a strong control mindset