Senior Manager - Finance - CA

ROLE: Senior Manager Finance

LOCATION: Bengaluru

About CheQ:

At CheQ, we're turning the chaos of credit into a journey that's clear, rewarding, and even a little fun. With 80,000 Cr+ in lifetime payments, a growing tribe of users (30%+ using more than two products), and $16M raised from marquee investors, we're fast becoming India's favorite way to go from credit-stressed to credit-smart.

What you'll be doing:

As a Senior Manager, you will be primarily responsible for finance controllership, you will own the integrity of our books end to end. You will keep accounts accurate and audit-ready, run statutory and internal audits, manage taxation and compliance, and turn our numbers into clear MIS that leadership relies on to make decisions. This is a hands-on role for someone who enjoys both getting into the ledger and partnering with business teams.

Key responsibilities:

Books of accounts and financial control:

- Own the books of accounts end to end: day-to-day accounting, journal entries, reconciliations and ledger scrutiny

- Drive monthly, quarterly and annual closing within defined timelines

- Prepare financial statements in line with Ind AS / applicable accounting standards

- Design and strengthen internal financial controls (IFC) and accounting policies

- Oversee bank, payment gateway, partner and nodal account reconciliations typical of a fintech

Statutory and internal audits:

- Coordinate statutory audits end to end, from audit planning and schedules to closing queries and sign-off

- Work with internal auditors on audit scope, process walkthroughs and timely closure of observations

- Track and implement audit recommendations to strengthen processes and controls

Taxation and compliance:

- Manage direct and indirect tax compliance: GST, TDS, advance tax and income tax filings

- Support tax assessments, notices and coordination with tax consultants

- Ensure compliance under the Companies Act, ROC filings and other applicable regulations

- Support regulatory and reporting requirements relevant to fintech and partner institutions

MIS and reporting:

- Review and present monthly MIS, including P&L, cash flow, unit economics and variance analysis

- Support budgeting, forecasting and cost control initiatives

- Provide timely, accurate financial insights to leadership and business teams

Stakeholder management:

- Act as the key point of contact for auditors, tax consultants, banks and partners

- Collaborate with product, operations and business teams on finance-related processes

Professional Skills:

- Qualified Chartered Accountant (CA)

- 5 - 8 years of experience in accounting, financial control and audits, preferably in the fintech industry; candidates from payments companies (payment gateways, payment aggregators, UPI, cards) will be strongly preferred

- Hands-on experience owning books of accounts and month-end closing

- Proven experience coordinating with statutory and internal auditors through to audit closure

- Strong working knowledge of GST, TDS, income tax and Companies Act compliance

- Experience preparing and reviewing MIS and financial reports for leadership

- Proficiency in accounting software (Tally, Zoho Books, NetSuite or similar) and advanced Excel

- Exposure to payments-specific accounting such as settlements, escrow/nodal accounts, merchant payouts and chargebacks, and to RBI requirements for payment aggregators, NBFCs or lending partnerships is good to have

- Experience with Ind AS and fundraising or investor reporting

Who you are:

- A dynamic, proactive professional who takes ownership and gets things done without waiting to be asked

- Detail-oriented, with high integrity and a strong control mindset

Why you should join CheQ?:

You own it, we trust you:

Shape your work with freedom, deliver with ownership, backed by trust

Bold, fast & human:

We push boundaries together, and deliver with agility, rigor, and heart. Always looking out for one another.

Growth by osmosis:

Learn directly from a stellar leadership team with rich, diverse backgrounds.

What you will not get:

- Monotony - Work is dynamic, expect variety every day.

- Slow climbs - Growth here is about leaps, not ladders.

- Layers of red tape - We believe in speed, not bureaucracy.