Senior Loan Associate - Credit Analyst

Job Title: Senior Loan Associate - Credit Analyst

Company: Ahuja Valecha & Associate LLP

Qualification: ACCA/ MCom/ BCom/ MBA/ SemiCA/ CA

Employment Type: Full-time

Location: Pune

Note: Compulsory Australian Mortgage experience

Shift timing: 6 AM onwards (Australian shift) From office

About The Role

Company is seeking a highly skilled and experienced Senior Loan Associate - Para broker to join our team. The ideal candidate will have a minimum of four years of experience in Australian mortgage loan processing and a deep understanding of the mortgage industry.

This role requires a highly motivated individual with a proven track record of success in the mortgage industry. The successful candidate will be responsible for driving loan processing efficiency and ensuring customer satisfaction.

Key Responsibilities

• Borrowing Capacity (BC) Processing: Accurately assess borrower's borrowing capacity based on financial information and lender guidelines.
• Loan Analysis: Conduct comprehensive loan analysis to determine loan eligibility and structure.
• Loan Processing: Manage a high volume of loan applications from start to finish, ensuring adherence to compliance and regulatory requirements.
• Missing Information Reports (MIR): Efficiently identify and request missing documentation from borrowers, maintaining timely loan progression.
• System Proficiency: Demonstrate proficiency in HubSpot and Infinity to manage customer data and loan information effectively.
• Client Relationship Management: Build and maintain strong relationships with brokers and clients, providing exceptional customer service.
• Team Collaboration: Collaborate with internal teams to ensure seamless loan processing and closing.
• Compliance Adherence: Stay updated on industry regulations and ensure compliance with all relevant laws and policies.
  
  

Essential Requirements

• 4+ years of experience in loan processing, preferably with experience in handling complex loan applications.
• Proficiency in using loan processing software (e.g., Mercury Nexus) and online application platforms (e.g., AOL, Loanapp).
• Comfortable working on Teams the whole shift
  
  

Key Skills & Qualities

• In-depth knowledge of common banking jargon and home loan process
• Knowledge of Borrowing Capacity and lender policy is important.
• With technical know-how on documentation requirements in housing loans
• Accurate and efficient in data entries
• Coordination skills in dealing with Bank lenders on housing loan processing
• A plus if with experience in working with Mercury Nexus CRM
• Proven experience in customer service.
• Willingness to undergo and pass background check as a condition of employment (a consent form will be provided to shortlisted candidates