Senior Analyst || Credit Assurance

It's more than a career at NAB. It's about more meaningful work, more global opportunities and more innovation beyond boundaries .
Your job is just one part of your life. When you bring your ideas, energy, and hunger for growth, you'll be recognised and rewarded for your contribution in return. You'll have our support to excel for our customers, deliver positive change for our communities and grow your career.
NAB has established NAB Innovation Centre India as a centre for operations and technology excellence to support NAB deliver faster, better, and more personalized experience to customers and colleagues.
At NAB India, we're ramping-up and growing at a very fast pace. Our passionate leaders recruit and develop high performing people, empowering them to deliver exceptional outcomes to make a positive difference in the lives of our customers and our communities.

Capabilities, Experience & Qualification Requirements

Experience

• 6+ years experience working across Credit Risk, Collections, Credit Assurance, Problem Loan Management or Credit Operational roles in a Large Financial Institution.

Capabilities & Skills

• An understanding of risks associated with financial services (eg. Operational Risk, Compliance,) Reputational Risk, Process Risk, Conduct Risk, product Design and Implementation Risk, Credit Risk)
• Strong business acumen - business and financial judgement, problem solving skills and ability to distil large volumes of data / information
• Knowledge of Australian prudential standards (ASIC and APRA), and particularly, APS 220, the National Consumer Credit Protection Act (NCCP), and the Australian Banking Code of Practice (BCoP) w.r.t Problem Loans would be an added advantage
• Working with data and has capability to generate high quality reporting.
• Ability to interact, challenge and influence with key stakeholders
• Written and verbal communication skills

Qualification Requirements

• Tertiary qualification/s in relevant fields like Risk Management
• Other relevant qualifications including post graduate qualifications such as an MBA is considered beneficial

Key Accountabilities

• Support the delivery of yearly Operating Plan in the context of internal and external obligations and expectations
• Ensure reviews are conclusion based with high quality insights and where appropriate incorporate a so what element as to what action is required, who is accountable, by when does it need to be addressed and what is the feedback loop that provides confidence it has been resolved on a sustainable basis
• Engages with stakeholders, digital participation and collaboration in Workplace supporting the communication plan, attends relevant Risk events such as roadshows and broader organisational event roll outs
• Maintain adequate focus on resolution of review outcomes through appropriate governance mechanisms
• Supports a culture of Continuous Improvement through ongoing refinement of key processes and systems

A diverse and inclusive workplace works better for everyone:
Our goal is to foster a culture that fills us with pride, rooted in trust and respect. NAB is committed to creating a positive and supportive environment where everyone is encouraged to embrace their true, authentic selves. A diverse and inclusive workplace where our differences are celebrated, and our contributions are valued. It's a huge part of what makes NAB such a special place to be.

More focus on you:
We're committed to delivering a positive experience for our colleagues and a workplace you can be proud of. We support our colleagues to balance their careers and personal life through flexible working arrangements such as hybrid working and job sharing and competitive financial and lifestyle benefits. We invest in our colleagues through world class development programs (Distinctive Leadership and Career Qualified in Banking), and empower you to learn, grow and pursue exciting career opportunities

Join NAB India:
This is your chance to join NAB India and along with your experience and expertise to help shape an innovation driven organisation that focuses on making a positive impact in the lives of its customers, colleagues and communities.