RL - Consumer:Product Team

About Retail Lending:

The Retail Lending department focuses on the lending business of the bank by offering various loan products like Home Loans, Car Loans, and Personal Loans among others. They also offer working capital loans and Business loans for Small Businesses and is also responsible for the Rural lending business of the bank.

About the Role:

The Product team manages the entire product line life cycle from strategic planning to tactical activities. They are responsible for conceptualizing and implementing the strategic plan to steer top line growth and bottom line delivery. The Product team is also responsible for Product Development, Portfolio Management and Analysis.

Key Responsibilities:

• Responsible for designing and launching new products and streamlining existing processes to increase new customer acquisition
• Design and launch contests and schemes for employees and Channel Partners
• Design promotional campaigns and other tactical strategies to enhance top line in a short span of time
• Monitor pricing, revenue generation, product management, new product development, portfolio performance including budgetary, expansion and long term business planning
• Design and execute national level promotional campaigns and sales strategies to increase brand awareness
• Drive cross-sell through sales team and manage relationship with partners for specific business requirements
• Measure channel wise employee wise target achievements
• Calculate and process incentives for the team

Qualifications:

Optimal qualification for success on the job is:

• Graduation/ Post-Graduation from a recognized institute

Role Proficiencies:

For successful execution of the job, the candidate should possess the following:

• Knowledge of industry, technology, marketing, and product trends
• Knowledge of regulatory guidelines and norms
• Good communication (both verbal and written) skill in both English and the local language
• Ability to handle pressure and meet deadlines

#ComeAsYouAre We are dil se open. Women, LGBTQIA+ and PwD candidates of all ages are encouraged to apply