Principal Product Manager - Consumer Finance

Principal Product Manager.

STOEX India | Product Strategy & Delivery - Consumer Finance - 0 - 1.

STOEX is a real-asset ownership platform designed to make ownership of real-world assets accessible, simple and transparent.

The platform is launching with 24K gold and silver, with fractional real estate and private-market assets planned as future offerings.

The product enables users to purchase fractional ownership of allocated assets from a small ticket size, track their holdings on a public ledger, sell their holdings, or opt for physical delivery (for relevant assets).

The underlying trust stack includes legal ownership structuring, custody, independent administration and auditing.

THE ROLE:

We are looking for a Senior Product Manager to own the product strategy and execution for STOEX's consumer-facing asset ownership platform.

You will work across product, commercial, growth, engineering, design, CRM, operations, and compliance to build a seamless and trustworthy ownership experience.

The role will have end-to-end ownership of key product journeys from onboarding and KYC to first purchase, recurring investments, campaign management, portfolio management, selling, and physical delivery.

This is a high-ownership role for someone who enjoys building products from the ground up, working with ambiguity, and translating complex financial/asset concepts into simple customer experiences.

Location: Noida (WFO 5 days)/ Hybrid can be considered.

KEY RESPONSIBILITIES:

- Own Product Strategy: Define and execute the product roadmap across onboarding, KYC, asset discovery, purchase, recurring investments, portfolio management, selling, and physical delivery.

- Drive Customer Activation & Retention: Identify friction across the funnel installs - KYC - first purchase - recurring ownership and build product interventions that improve activation, conversion, and long-term engagement.

- Build Scalable Product Experiences: Partner with engineering and design to build intuitive, reliable, and scalable experiences for asset discovery, transactions, portfolio tracking, payments, and ownership management.

- Own Product Analytics: Define product metrics, funnels, cohorts, experiments, and dashboards to understand user behaviour and continuously improve conversion and retention.

- Cross-functional Execution: Work closely with Growth, Marketing, Operations, Compliance, and business teams to translate commercial and customer needs into product initiatives.

- Experiment & Iterate: Establish a strong experimentation culture across onboarding, purchase flows, recurring investments, referrals, lifecycle journeys, and other key product experiences.

- Trust & Compliance by Design: Collaborate with legal, compliance, and operations teams to ensure product journeys, communication, disclosures, and asset-related workflows are designed within applicable requirements.

- Future Product Expansion: Help build the product foundation for future asset categories, including silver, fractional real estate, and private markets.

CANDIDATE PROFILE:

- 8+ years of product management experience, preferably across FinTech, wealth-tech, payments, investment platforms, marketplaces, or consumer technology.

- Proven experience owning products end-to-end, from defining the problem and roadmap through execution, launch, measurement, and iteration.

- Strong understanding of consumer funnels, transaction products, payments, investment products, recurring transactions, and lifecycle journeys.

- Data-driven mindset with hands-on experience using product analytics, experimentation, funnel analysis, cohort analysis, and customer insights to make product decisions.

- Comfortable working in 0 - 1 / early-stage environments, with high ownership and ambiguity.

- Strong customer empathy and ability to simplify complex financial or asset-ownership concepts into intuitive product and user experiences.