Operations Team Member_O_WBG OPERATIONS (OPS)_0180_8190_1086560

Key Responsibilities

• Process and monitor Working Capital products including:
  • Cash Credit (CC)
  • Overdraft (OD)
  • Bank Guarantees (BG)
  • Letter of Credit (LC)
  • Bills Discounting
  • Supply Chain Finance transactions
• Verify and process disbursements, renewals, limit setups, enhancements, and closures.
• Perform documentation scrutiny, regulatory checks, and compliance verification.
• Coordinate with Business, Credit, Legal, Operations, and customers for smooth transaction execution.
• Monitor pending cases and ensure timely resolution within defined TATs.
• Handle operational exceptions, reconciliations, and audit observations.
• Ensure adherence to RBI guidelines, internal policies, and risk controls.
• Support process improvement initiatives and automation projects.
• Prepare operational MIS, dashboards, and management reports.

Eligibility

• Graduate/Postgraduate in Commerce, Finance, Banking, or related field.
• 4â€8 years of experience in Working Capital Operations within Banking/NBFCs.
• Strong understanding of trade finance and working capital products.
• Knowledge of documentation, disbursement processes, and operational risk controls.
• Exposure to core banking and workflow systems preferred.

Key Skills

• Working Capital Operations
• Trade Finance Operations
• Documentation & Compliance
• Operational Risk Management
• Stakeholder Management
• Reconciliation & MIS Reporting
• Process Improvement
• Attention to Detail