Manager - Treasury

Key Responsibilities

Fund Management & Liquidity Planning

• Manage daily treasury operations and optimize utilization of funds across the organization.
• Monitor cash positions and ensure sufficient liquidity to meet business requirements.
• Drive efficient deployment of surplus funds while minimizing financing costs.
• Support working capital management initiatives across the business.

Cash Flow Forecasting & Management

• Prepare short-term and long-term cash flow forecasts.
• Monitor actual cash flows against projections and highlight variances.
• Coordinate with business and finance teams to assess funding requirements and cash utilization plans.
• Ensure availability of funds for operational, expansion, and strategic business needs.

Banking Relationship Management

• Maintain and strengthen relationships with banks and financial institutions.
• Coordinate with bankers for credit facilities, fund transfers, banking services, and treasury-related activities.
• Facilitate opening, modification, and closure of banking arrangements as required.
• Negotiate banking terms and charges to enhance operational efficiency.

Borrowings & Debt Management

• Manage working capital loans, term loans, and other borrowing instruments.
• Coordinate with lenders regarding renewals, repayments, drawdowns, and covenant compliance.
• Evaluate funding options and support debt optimization strategies.
• Track interest costs and ensure timely servicing of debt obligations.

Treasury Documentation & Compliance

• Manage all treasury-related agreements, sanction letters, banking documentation, and security creation requirements.
• Ensure timely submission of documents and information requested by financial institutions.
• Maintain repository of banking agreements and treasury records.

RBI & Regulatory Compliance

• Ensure compliance with RBI guidelines and regulations applicable to treasury operations.
• Coordinate documentation related to banking regulations, borrowings, and financial arrangements.
• Support internal and external audits pertaining to treasury and banking activities.
• Monitor changes in regulatory requirements and implement necessary controls.

Reporting & Controls

• Prepare treasury MIS, fund utilization reports, borrowing summaries, and cash position reports for management.
• Establish treasury controls and governance processes to minimize financial and operational risks.
• Ensure adherence to internal financial policies and statutory requirements.

Required Qualifications

• Chartered Accountant (CA) qualification is mandatory.
• 5-8 years of relevant experience in Treasury, Banking, Corporate Finance, or Financial Planning.
• Experience in retail, FMCG, consumer business, or large-scale corporate organizations preferred.