Manager - Enterprise Risk Management - BFSI - CA

Manager - Enterprise Risk Management (ERM)

Base: Bangalore

CTC: 25 lacs

Keywords: CRAR, ICAAP, Stress Testing, Basel and Pillar III

About the Role:

We are looking for an experienced risk management professional for a Manager - Enterprise Risk position with a leading financial services organisation. The role will be responsible for enterprise-wide risk monitoring, regulatory risk reporting, capital adequacy assessment, stress testing and strengthening the Enterprise Risk Management framework.

The ideal candidate should have experience in banking, Small Finance Banks (SFBs) or NBFCs, with a strong understanding of Basel norms, RBI regulatory requirements and bank-wide risk metrics.

Key Responsibilities:

- Capital Adequacy & Regulatory Reporting: Calculate and report Capital Adequacy Ratio (CRAR) and Leverage Ratio in accordance with Basel and RBI requirements.

- Enterprise Risk Management: Support the development and implementation of the ERM framework for identifying, assessing, monitoring and mitigating business, credit and Pillar II risks.

- Risk Analytics & Monitoring: Analyse bank-wide risk metrics and Key Risk Indicators (KRIs), and monitor adherence to Risk Appetite and Risk Tolerance Statements.

- Stress Testing & Capital Assessment: Conduct stress testing and evaluate the impact of adverse scenarios on capital adequacy.

- Regulatory Disclosures: Prepare and document Pillar III disclosures and other risk-related reports.

- ICAAP & Risk Frameworks: Support documentation of ICAAP, CCAR and SCAP findings, as applicable.

- Risk-Based Pricing: Monitor Risk-Based Pricing and Risk-Adjusted Return on Capital (RAROC).

- Risk Reporting & Dashboards: Prepare Bank Stability Dashboards and ensure timely delivery of monthly, quarterly and periodic risk reports.

- Governance & Stakeholder Management: Coordinate with statutory auditors, internal stakeholders and relevant committees on risk-related matters.

- Policy Implementation: Work with Business, Credit, Operations and IT teams to implement risk policies, controls and monitoring frameworks.

Candidate Profile:

- CA or MBA/PGDM with specialisation in Finance.

- 4 - 8 years or more of relevant experience in risk management within a Bank, Small Finance Bank or NBFC.

- Strong understanding of Basel norms, RBI regulations, capital adequacy and leverage ratio calculations.

- Exposure to Enterprise Risk Management, ICAAP, stress testing, Pillar III disclosures and regulatory reporting.

- Ability to analyse complex risk data and develop risk dashboards, reports and analytical frameworks.

- Strong communication, stakeholder management, analytical and problem-solving skills.

- Certifications in FRM, PRM, Data Science or Analytics will be an added advantage.