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    Job · 20752147

    FULLTIME

    Location Manager - Secured - Dharapuram

    Aditya Birla Group

    Aditya Birla Group

    Not specified · onsite · Posted 11d ago

    Sourced fromFoundit
    Not disclosed5–12 yrsfulltimeNot specified

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    Section · 01

    About this role

    The Branch Manager will be responsible for driving overall business growth, branch P&L, team management, sourcing, credit quality, and operational excellence for secured lending products through DSA and direct channels while ensuring compliance with Aditya Birla Capital's policies and regulatory guidelines.

    Key ResponsibilitiesBusiness & Revenue Management

    • Own and deliver branch business targets across secured loan products.
    • Drive DSA empanelment, activation, productivity, and retention.
    • Build strong local market connect for direct sourcing (builders, CA network, connectors, lawyers, SMEs).
    • Manage ticket sizes ranging from 5L to 3Cr based on geography and profile.
    • Monitor daily, monthly, and quarterly business performance and take corrective actions.

    Team Management & Leadership

    • Lead, mentor, and manage sales and operations teams.
    • Ensure team productivity, capability building, and performance tracking.
    • Drive a strong sales culture with ethical practices.
    • Handle hiring, onboarding, training, and performance reviews.

    Credit Quality & Operations

    • Ensure adherence to credit underwriting norms and risk policies.
    • Monitor portfolio quality, delinquency, and early warning indicators.
    • Coordinate with credit, legal, and operations teams for timely disbursements.
    • Ensure minimal TAT and optimal customer experience.

    Compliance & Control

    • Ensure branch compliance with internal policies, regulatory guidelines, and audit requirements.
    • Maintain proper documentation and process adherence across sourcing channels.

    Stakeholder Management

    • Act as the single-point owner for the branch.
    • Collaborate with regional, credit, operations, and product teams.
    • Represent Aditya Birla Capital in the local market with high brand visibility.

    Desired Candidate ProfileEducation

    • Graduate in any discipline
    • Postgraduate / MBA (Finance/Marketing) preferred

    Experience & Skills

    • 5–12 years of experience in secured lending (NBFC/Banks/HFCs).
    • Proven experience in branch handling and team management.
    • Strong exposure to DSA channel management and direct sourcing.
    • Good understanding of secured loan products, credit evaluation, and documentation.
    • Strong local market knowledge of Thoothukudi / Tirunelveli preferred.
    • Excellent communication, negotiation, and leadership skills.
    • Results-driven mindset with strong execution capability.

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    Section · 02

    Skills

    team managementCredit EvaluationDSA channel managementrisk policiesDocumentationcompliancesecured lending productsbusiness revenue management

    Section · Company

    About Aditya Birla Group

    Aditya Birla Group

    Aditya Birla Group

    Metals & Mining

    227.5k+

    employees

    1857

    169 years old

    Mumbai, Maharashtra

    India

    About

    Aditya Birla Group is a Fortune 500 global conglomerate. The company's businesses have grown into global powerhouses in a wide range of sectors metals, textiles, carbon black, telecom and cement.

    Industries

    Metals & MiningFinancial ServicesBuilding MaterialRetailTelecomChemicals

    Employee ratings

    2,383 reviews

    4.1/ 5

    Culture

    3.9

    Career growth

    3.5

    Work-life

    4.0

    Employees rate it well for

    Work Culture191Salary167Senior Management152Work Life Balance146Job Security123

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