Credit Manager - Auto loan - Noida/Delhi

Role & responsibilities The Credit Officer - AL manages core underwriting for Auto loan, Underwriting will be for different channels like DSA dealer, Branch, Digital.

• Approval Rates, basis the target will be reviewed for the year for the location - Approval rates for all the locations - for the full year. 
• Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products as confirmed. 
• Early Warning Signal- Location wise FPD for term Loans - Location-wise FPD % for Business Loan as confirmed.  
• Audit & Compliance, Basis Internal & Concurrent audit conducted & Report submitted. - Based on Internal & Concurrent audit conducted & Report submitted  
• Training, Process improvement, Special assignment, support provided to Existing CPC, policy feedback, vendor management, participation in pilot runs/testing etc. Feedback from CO team & Zonal Credit Manager/National Credit Manager - Job enrichment & Training initiative, Support to new locations & products. Feedback from Head Credit -   & Other stake holders will be the source. 
• Stakeholder management

Preferred candidate profile

For successful execution of the job, the candidate should possess:

         Knowledge of credit, industry and product trends

         Knowledge of regulatory guidelines and norms

         Good communication (both verbal and written) skill in both English and the local language