Credit Analyst

Role profile:

Ensure underwriting of credit proposals for Construction Equipment cases as per the approved DOA, maintain TAT and quality of portfolio Ensure quality of appraisal within the set parameters of Non Starters (Early Delinquency) Take responsibility managing Portfolio by analysing the health of the portfolio on a regular basis on various risk parameters Highlight observations on the health of the portfolio with business team and develop mitigation plans to control risks Take responsibility for communicating the status of the proposal as per the decision taken either by self or committees on approval/rejection of the proposal based on the DOA Prepare and present portfolio behaviour and progress reports to Functional Head / business on an ongoing basis, highlighting key risk issues and health of portfolio Ensure sample quality checks of all proposals covering all level cases, products and segments to monitor the health of the portfolio and highlight to business in case of any observations Ensure development of systems and processes in collaboration with the IT team for TAT reduction of RSME credit underwriting and generation of reports for quality appraisal Ensure establishment of goal setting and targets along with periodic reviews to achieve the objectives of the function Attend all the mandatory trainings required to meet the requirements of the role Any other additional responsibility could be assigned to the role holder from time to time as a standalone project or regular work.

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