BENGALURU · FULLTIME
Business Consulting - P&C Commercial

EPAM Systems
Bengaluru · onsite · Posted 5d ago
Sourced from
Not disclosed10–18 yrsfulltimeBengaluru
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Section · 01
About this role
We are looking for a seasoned Business Consulting professional with expertise in P&C Commercial insurance to work as a subject matter expert and hands-on consultant, leveraging deep domain knowledge for client projects, solutioning, delivery, and business transformation efforts spanning underwriting, pricing, claims, and operational processes.
Responsibilities
Responsibilities
- Act as the go-to subject matter expert for P&C Commercial insurance matters, including underwriting, rating / pricing, policy administration, claims, product configuration, risk / exposure management, workflow, and regulatory considerations
- Bring hands-on consulting and delivery experience to client engagements, converting domain expertise into practical project scenarios and business transformation initiatives
- Examine complex insurance products, policies, processes, workflows, and data to uncover improvement opportunities and deliver actionable insights
- Offer expertise in Pricing / Rating capabilities, covering rating models, pricing processes, rating engines, product rules, premium calculation, and related operational impacts
- Oversee successful delivery of client requirements, including active involvement in RFP responses, solution shaping, estimations, and proposal development
- Support insurance thought leadership through white papers, POVs, client presentations, and market-facing collateral
- Spot and shape AI / GenAI-led use cases across the P&C insurance value chain, covering underwriting, rating / pricing, claims, servicing, fraud, and operational efficiency
- Lead POCs and accelerators aligned with recent and relevant client project needs, ensuring practical applicability and measurable business value
- 13-18 years of overall IT experience, with 10+ years in the Insurance industry focused primarily on P&C Commercial lines
- Practical experience in consulting, business analysis, product management, transformation, or delivery roles within P&C Commercial insurance
- Proficiency in at least two of the following P&C Commercial insurance capabilities: Pricing / Rating, Underwriting, Policy Administration / Renewal / Maintenance
- Capability in Product Configuration, Risk / Exposure Management, Claims, Workflow Management, Billing, or Premium Processing
- Experience in Pricing / Rating, covering commercial rating models, rating algorithms, pricing workflows, bureau / ISO considerations, and rating platform implementations
- Solid understanding of AI, Machine Learning, and GenAI / LLM applications in insurance, with the ability to explain relevant use cases, business value, adoption considerations, responsible AI implications, and regulatory considerations
- Strong collaboration skills with excellent stakeholder management and client-facing communication abilities
- Practical exposure to GenAI tools, AI-assisted platforms, analytics tools, or automation solutions
- Familiarity with tools such as Confluence, JIRA, Rally, or similar agile / collaboration platforms
- Exposure to COTS insurance products, rating engines, policy administration platforms, or system integration projects
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Section · 02
Skills
rating algorithmsRating ModelsBureau ISO considerationsClaims Workflow ManagementP C Commercial insuranceRating platform implementationsRenewal MaintenanceBillingProduct Configurationpolicy administrationratingLLM ApplicationsPremium processingpricing workflowsunderwritingPricingGenerative AiArtificial IntelligenceMachine LearningRisk Exposure Management
Section · Company
About EPAM Systems

EPAM Systems
IT Services & Consulting
10.1k+
employees
1993
33 years old
Newtown, Pennsylvania, United States
US
About
EPAM Systems delivers digital transformation and product engineering solutions, addressing complex challenges in diverse industries through innovative technology.
Industries
IT Services & Consulting
Employee ratings
2,036 reviews
3.7/ 5
Culture
3.7
Career growth
3.1
Work-life
3.8
Employees rate it well for
Learning283Salary270Work Life Balance256Work Culture180Senior Management176
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