Branch Credit Manager

Role & responsibilities

• File checking for document sufficiency as per the policy.
• Feedback the upfront discrepancies to the sales team.
• Create the file on processing system / tracking systems.
• Handling credit tools such as CAM.
• Doing reference check, Cash flow analysis & Doing collateral verification
• Analyzing Credit worthiness of the Customers on the basis of Banking, Salary Slips and other income docs.
• Calculation of Debt burden and analyzing Credit worthiness of the Customers on the basis of previous Track records
• Preparation of Credit Appraisal Memo & forwarding the same case once its cleared to Cluster Manager
• Maintaining TAT for approval