Basel, PRA & Regulatory Reporting Business Analyst

The team

Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber threats. Learn more about Risk, Regulatory & Forensic)

Your work

• Strong functional experience in Credit Risk, Regulatory Reporting, and Regulatory Change Management within Banking or Consulting organizations.
• Deep understanding of Basel III/IV, PRA regulations, COREP reporting, regulatory capital frameworks, and their impact on Risk and Finance processes.
• Extensive knowledge of the Credit Risk lifecycle, including Client Onboarding, Credit Assessment, Lending, Credit Risk Monitoring, Regulatory Reporting, and Risk Governance.
• Strong understanding of Risk Parameters such as PD (Probability of Default), LGD (Loss Given Default), EAD (Exposure at Default), RWA calculations, and Credit Risk models.
• Proven experience in delivering Basel, PRA, COREP, and other regulatory change programs across Risk, Finance, and Regulatory Reporting functions.
• Hands-on experience in requirements gathering, stakeholder workshops, BRD/FRD preparation, user story creation, business rules definition, and solution validation.
• Ability to perform process mapping, gap analysis, target operating model assessment, and end-to-end data lineage/data flow documentation.
• Strong understanding of regulatory data models, credit risk data architecture, and cross-functional solution design.
• Advanced SQL and Excel skills with proven ability to analyze, interrogate, and reconcile large volumes of financial and risk data.
• Good working knowledge of Python for data analysis and handling high-volume datasets.
• Experience working on large-scale transformation programs, preferably involving GCP-based data platforms.
• Strong knowledge of banking data domains including Facilities, Products, Credit Risk, Exposure Management, Risk Parameters, and Regulatory Reporting data.
• Ability to evaluate solution options and clearly articulate risks, impacts, dependencies, benefits, and trade-offs.
• Proven ability to work with stakeholders across Credit Risk, Risk Modelling, Model Validation/Advisory, Regulatory Reporting, Finance, Data, and Technology teams.
• Strong analytical and problem-solving skills with the ability to translate complex regulatory requirements into business and technology solutions.
• Excellent stakeholder management, communication, and presentation skills with experience working across global teams and regulatory environments.

Key skills required:

• Basel III/IV Capital & RWA Reporting
• PRA Regulatory Requirements
• COREP Reporting
• Credit Risk Management
• Credit Risk Modelling (PD, LGD, EAD)
• Regulatory Change Delivery
• Regulatory Reporting Transformation
• SQL, Python, Excel
• Data Lineage & Data Mapping
• Requirements Management (BRD/FRD/User Stories)
• GCP & Enterprise Data Platforms
• Risk & Finance Transformation

Ideal Candidate Profile

A seasoned Business Analyst with 8-12+ years of experience in Credit Risk and Regulatory Reporting, possessing strong expertise in Basel III/IV, PRA regulations, COREP reporting, regulatory capital frameworks, and risk parameters (PD, LGD, EAD). The candidate should have a proven track record of delivering regulatory change initiatives, driving reporting transformation, and collaborating effectively across Risk, Finance, Data, and Technology functions.