AVP/DVP - Credit - Wholesale Real Estate

Hi,

This is regarding job opportunity with leading private bank.

Designation: AVP/DVP - Credit Wholesale Real Estate

Expereince: 8-12 years

Location: Mumbai

Education: MBA/CA

Role & Responsibilities:

* Assess the creditworthiness of prospective customers and evaluate their financial strength, repayment capacity, risk profile, cash flows, and available security.

* Structure and customize credit products and solutions in line with customer requirements while maintaining an appropriate risk-return balance.

* Prepare comprehensive Credit Appraisal Memos (CAMs) for submission to the relevant approving authorities and independently handle, present, and defend credit proposals.

* Work closely with the Business Team to evaluate proposals and facilitate effective credit decisions.

* Undertake end-to-end portfolio monitoring to ensure portfolio quality, adherence to sanctioned terms, and timely identification of potential risks.

* Progressively take on team-handling responsibilities and provide guidance to Credit Managers.

* Ensure proposals comply with all applicable internal policies, regulatory requirements, and external guidelines.

* Coordinate with the Credit Monitoring Team (CMT) on portfolio monitoring, Early Warning Signals (EWS), compliance, and other credit-related reporting requirements.

Interested candidate can share their updated CV on [HIDDEN TEXT]

#CreditAnalysis #Underwriting #CreditNoteWriting #CreditNote #CRAN #RealEstate #StructuredCredit #CF #CAM #CreditAppraisal