Assistant Manager - BFSD DMS Bkt 1 & 2

Risk Portfolio management for each of the Co-lending partner. Culture Anchor: Have high ambitions - Inspires the team to aim for higher targets and supports in achieving them. Own It - Acknowledges uncertainty and makes changes in own decisions/actions for better outcomes.

• The role will manage all Risk related activities of a new Strategic Business Initiative of the Company - Co-Lending.
• The role will manage multiple products: Micro Finance, Personal Loans, Housing, Commercial Vehicle, Tractor Gold Loan.
• Co-Lending Portfolio Monitoring.
• Responsible for Product Program, Existing policy changes and implementation of Policy rules on System.
• Responsible for Portfolio Management according to annual operating plans and Risk KPI's.
• Responsible for Loan Loss budgeting AOP delivery on various risk KPIs.
• Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in business strategies, market environment or portfolio performance.
• Responsible for tracking portfolio performance/TTD Metrics/Approval Rates Data Infrastructure MIS.
• Responsible for setting up Data Infrastructure related to Risk for Co-Lending business.
• Responsible for developing and publishing monthly risk reports to Senior Management.
• Responsible for Partner wise Monthly Risk deck preparation; Development and Management of Credit Rule Engine.
• Developing and managing Rule Engine coding to code Risk Policy rules of each Co-lending partner.
• Responsible for getting UAT testing of risk rules coded sign off.
• Understanding any policy rule changes communicated by the External Partners and executing the coding, testing sign off of the rule changes.
• Ensuring that the Rule Engine is working as coded and Error Rate is Nil.
• Responsible for Risk Masters maintenance in system.
• Alignment of Co-Lending Partners masters with our internal systems.

• Practice Emotional Intelligence - Develops the team, supporting them to do more; Listens to others, stays calm under pressure, and treats everyone with respect.