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    Job · 20411193

    MUMBAI · FULLTIME

    Working Capital Relationship Manager

    Yes Bank

    Yes Bank

    Mumbai · onsite · Posted 13d ago

    Sourced fromNaukri
    Undisclosed3–8 yrsfulltimeMumbai

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    Section · 01

    About this role

    Dear Candidate ,
    We have scheduled job fair for Only Female (Working professional /women returning from break) only from banking industry, have relevant experience in working capital SME /Mid Corporate.
    Date :10 Oct 2026

    Day -Saturday 

    Venue :YES BANK House, Off Western Express Highway, Santacruz East, Mumbai 400055 .

    Time : 10 AM TO 1 PM

    Contact Person :Shayan sayed 

    Below mention JD :
    SME RM Job Title: Relationship Manager Department: Small Enterprises (SME) - Working Capital ProductsExperience: 2-3 years Role Summary:We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Small Enterprises (SME) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover up to 150 Cr maintaining portfolio hygiene and actively engaging in cross-selling financial products. Key Responsibilities:1. Client Acquisition (NTB): Source new-to-bank (NTB) clients in the small enterprise segment with turnover up to 150 Cr. Identify opportunities through market intelligence, references, and industry networking.2. Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention.3. Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies.4. Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings.5. Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.6. Cross-Selling: Identify and capitalize on cross-selling opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions. Desired Candidate Profile:

    • Postgraduate in Finance, Commerce, or a related field.
    • 2-3 years of experience in corporate/SME/ME banking.
    • Strong understanding of credit analysis and financial statements.
    • Excellent relationship management and communication skills.
    • Proven ability to drive business and manage risk effectively.

    JD For Mid corporate :

    The YES Bank Mid Corporates Relationship Manager Job Description focuses on managing commercial banking clients with a 500 to 1500 Crore turnover range.

    • Business Unit: Commercial Banking 
    • Sub Business Unit (SBU): Mid Corporates 
    • Target Client Turnover: 500 Crores to 1,500 Crores
    • Experience Required: Typically 2 to 7 years (Relationship Manager) or 9 to 14 years (Senior Relationship Manager

    Core Responsibilities

    • Portfolio Management: Acquire and manage mid-corporate clients as a single point of contact. 
    • Product Penetration: Drive trade finance, working capital, cash management, and treasury solutions. 
    • Revenue Growth: Increase wallet share, fee income, advances, and liability/CASA growth. 
    • Compliance & Risk: Ensure adherence to AML, regulatory guidelines, and monitor bill of entry/export bills. 

    Qualifications & Skills

    • Education: MBA, Qualified CA, or CS equivalent. 
    • Core Competencies: Credit appraisal, cross-selling, negotiation, and risk mitigation.

    Sourced from naukri

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    Section · 02

    Skills

    Working CapitalCorporate BankingCommercial BankingSME BankingMid CorporatesBusiness BankingEmerging Corporates

    Section · Company

    About Yes Bank

    Yes Bank

    Yes Bank

    Banking

    28.7k+

    employees

    2004

    22 years old

    Mumbai, Maharashtra

    India

    About

    Yes Bank operates as a full-service commercial bank offering a diverse range of financial products and digital services across India to corporate and retail clients.

    Industries

    BankingBanking / Insurance / AccountingFinancial Services

    Employee ratings

    10,195 reviews

    3.7/ 5

    Culture

    3.4

    Career growth

    3.3

    Work-life

    3.6

    Employees rate it well for

    Work Culture1025Work Life Balance713Salary611Work Environment519Senior Management496

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