MUMBAI · FULLTIME
Working Capital Relationship Manager

Yes Bank
Mumbai · onsite · Posted 13d ago
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Section · 01
About this role
Dear Candidate ,
We have scheduled job fair for Only Female (Working professional /women returning from break) only from banking industry, have relevant experience in working capital SME /Mid Corporate.
Date :10 Oct 2026
Day -Saturday
Venue :YES BANK House, Off Western Express Highway, Santacruz East, Mumbai 400055 .
Time : 10 AM TO 1 PM
Contact Person :Shayan sayed
Below mention JD :
SME RM Job Title: Relationship Manager Department: Small Enterprises (SME) - Working Capital ProductsExperience: 2-3 years Role Summary:We are looking for a dynamic and result-oriented Relationship Manager (RM) to join our Small Enterprises (SME) team. The ideal candidate will be responsible for sourcing and managing a portfolio of clients with turnover up to 150 Cr maintaining portfolio hygiene and actively engaging in cross-selling financial products. Key Responsibilities:1. Client Acquisition (NTB): Source new-to-bank (NTB) clients in the small enterprise segment with turnover up to 150 Cr. Identify opportunities through market intelligence, references, and industry networking.2. Portfolio Management: Manage and deepen relationships with the existing client portfolio. Regular engagement with clients to ensure satisfaction and retention.3. Credit Note Preparation: Conduct financial analysis and prepare detailed credit notes for new and existing clients. Evaluate risk and structure proposals in line with banks credit policies.4. Sanction Process & Stakeholder Coordination: Liaise with internal credit teams for proposal discussions and approvals. Effectively communicate with clients to understand their financial needs and ensure alignment with product offerings.5. Portfolio Hygiene: Ensure timely renewals, limit compliance, documentation, and monitoring of early warning signals. Maintain high asset quality and minimize delinquencies.6. Cross-Selling: Identify and capitalize on cross-selling opportunities across products like trade finance, treasury, cash management, insurance, and working capital solutions. Desired Candidate Profile:
- Postgraduate in Finance, Commerce, or a related field.
- 2-3 years of experience in corporate/SME/ME banking.
- Strong understanding of credit analysis and financial statements.
- Excellent relationship management and communication skills.
- Proven ability to drive business and manage risk effectively.
JD For Mid corporate :
The YES Bank Mid Corporates Relationship Manager Job Description focuses on managing commercial banking clients with a 500 to 1500 Crore turnover range.
- Business Unit: Commercial Banking
- Sub Business Unit (SBU): Mid Corporates
- Target Client Turnover: 500 Crores to 1,500 Crores
- Experience Required: Typically 2 to 7 years (Relationship Manager) or 9 to 14 years (Senior Relationship Manager
Core Responsibilities
- Portfolio Management: Acquire and manage mid-corporate clients as a single point of contact.
- Product Penetration: Drive trade finance, working capital, cash management, and treasury solutions.
- Revenue Growth: Increase wallet share, fee income, advances, and liability/CASA growth.
- Compliance & Risk: Ensure adherence to AML, regulatory guidelines, and monitor bill of entry/export bills.
Qualifications & Skills
- Education: MBA, Qualified CA, or CS equivalent.
- Core Competencies: Credit appraisal, cross-selling, negotiation, and risk mitigation.
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Section · 02
Skills
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About Yes Bank

Yes Bank
Banking
28.7k+
employees
2004
22 years old
Mumbai, Maharashtra
India
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