Walk-in || Education loan sales executive

Job Summary

We are looking for a motivated and target-oriented Education Loan Sales Executive to generate education loan business through branch walk-in customers, student enquiries, parents, educational institutions, and other potential sources. The candidate will be responsible for explaining education loan products, assisting applicants throughout the loan application process, coordinating with internal banking teams, and achieving assigned sales targets.

Key Responsibilities

• Generate education loan leads through branch walk-ins, student enquiries, parents, and educational institutions.
• Explain education loan products, eligibility criteria, interest rates, repayment options, and documentation requirements to students and parents.
• Identify potential customers planning to pursue higher education in India or abroad.
• Collect and verify customer documents, including KYC, academic records, admission letters, fee structures, and income documents.
• Assist customers in completing loan applications and ensure timely submission of required documents.
• Coordinate with credit, operations, verification, and loan processing teams for application assessment and disbursement.
• Follow up with customers on pending documents, loan approvals, and disbursement status.
• Build and maintain relationships with colleges, universities, education consultants, and other referral partners to generate business.
• Achieve monthly sales targets for education loan sourcing and disbursement.
• Maintain accurate records of leads, applications, customer follow-ups, and sales performance.
• Ensure compliance with bank policies, KYC guidelines, and applicable lending procedures.

Required Skills

• Good communication, convincing, and customer-handling skills.
• Basic understanding of banking products and loan processes.
• Strong sales orientation and ability to achieve targets.
• Good follow-up, coordination, and relationship-management skills.
• Basic computer knowledge and proficiency in MS Excel.
• Ability to explain financial products clearly to students and parents.

Educational Qualification

• Graduate in any discipline; a degree in Finance, Commerce, or Business Administration is preferred.

Preferred Candidate Profile

• Candidates with experience in education loans, personal loans, retail banking, NBFCs, or financial product sales will be preferred.
• Freshers with a strong interest in sales and banking may also be considered.
• Candidates should be comfortable working from a bank branch and interacting with customers regularly.