Walk in Drive Virtual Care - Service RM(Phone Banking-Chennai

Job Purpose

Responsible for ensuring delivery of competent and consistent service in line with set standards that results in an enhanced customer experience for bank customers.

• To ensure that the defined productivity targets basis the Service desk handled, for call handling time, quality parameters, knowledge scores are met consistently. 
• To ensure zero defects processing of all customer requests and enquiries, including prompt and accurate Hotlisting of lost cards reported.
• Resolution of customer queries, requests, complaints as per defined process.
• To ensure complete and accurate resolution within the defined TATs.                                                                                                                                                  To ensure process compliance as per the set Audit and SQ guidelines.       
• Refer specific job responsibilities for further details of job purpose.

  Customer Interaction & Query/Complaints Management :

Job Role includes, handling of inbound calls received from customers enquiring details of the product holdings, product or process related information. (For any / all products areas like Credit Cards, Bank A/Cs, Deposits, Loans, Depositories, Mutual Funds, Debit Cards, Prepaid & Forex Cards or any other Direct Banking related calls)

• Enquiries & transactions related to the products availed by the customer.
• Clarifications & queries on billing, payment confirmation, charges, EMI details, statement of account etc.
• Handling requests such as balance statement/ NOC/ PIN/NetBanking Password, statement of account, Fixed Deposit advice etc

• Handling of financial transactions (currently Fixed Deposit/ RD opening) as requested by customers.
• Responding to customers with the resolution within the defined TATs.
• Process the requests as per defined process, while ensuring adherence to the customer authentication process.
• Answering customer calls within the specified call answer time.
• Adherence to the defined service delivery standards.
• Accurate data capture of the request details.
• Accurate and complete data capture of the customer issues / complaints in the relative formats. Logging of the complaints in the system, as per the laid down process. Proper follow-up with the concerned department / branches for resolution and closure of the complaints.
• Attempting to delight the customer by striking a relationship and fulfilling needs.
• Call back to customers in case of any unresolved queries etc. 
• Appropriately escalating cases to SME / Supervisor

Call Quality:

• Deliver service quality in order to achieve Quality benchmarks defined from time to time.
•    First Call Resolution as per defined benchmarks
•    Achieve defined Call Quality scores.
•    Achieve defined KAT /E learning Scores

Audit & Process Compliance:

• Ensure adherence to process and Audit requirements.
• Ensure accurate and timely submission of financial transactions & requests. 
• Ensure Error-free logging/recording of customer requests
• Adherence to set processes of updating customer interactions in HDFC Bank One / any other application for servicing customers. Ensuring timely updation of interactions in appropriate systems.

Schedule Adherence & Service Productivity standards:

• Consistently meet the service productivity standards Staff needs to meet the service productivity standards as defined from time to time
• Ensure adherence to schedule and login times as applicable Staff needs to maintain service adherence

Other Operational Activities :

• Maintenance of records / record keeping.
• Keep self-updated on the product/ process knowledge as per the training imparted by the Training / Supervisors/ Quality.
• Shift Adherence
• Nil Unscheduled offs
• Appropriate attendance record updation
• Nil Exception of ID maintenance
• Adherence to Audit and compliance process as defined.