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    Job · 20481279

    BENGALURU · FULLTIME

    Walk in Drive For Credit Risk Underwriter on 13th Oct at Bangalore

    Infosys BPM

    Infosys BPM

    Bengaluru · onsite · Posted 13d ago

    Sourced fromNaukri
    Undisclosed4–6 yrsfulltimeBengaluru

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    Section · 01

    About this role

    Greetings from Infosys BPM Ltd.,


    We are hiring for Walkin Drive for Credit Risk Underwriting Domain for Bangalore.


    Please walk-in for the interview on 13th October 2026 (Tuesday) in Bangalore.


    Note: Please carry copy of this email to the venue and make sure you register your application before attending the walk-in.


    Please use below link to apply and register your application.


    Please mention Candidate ID on top of the Resume ***


    Team Lead- 4Yr to 6Yrs experience:https://career.infosys.com/jobdesc?

    jobReferenceCode=PROGEN-EXTERNAL- 250421


    Interview Details:

    Interview Date: 13th October 2026 (Tuesday)

    Interview Time: 10:00 AM to 12:30 AM IST Only


    Interview Venue:Bangalore:: Infosys Limited, No. 40/P-41/P, Gate#: 1, Electronic City Phase-2, Industrial Area, Konappana Agrahara, Bangalore 560100.

    Landmark: In Between Sunik Industries and Tejas Networks



    Please find below Job Description for your reference:

    • Job Location: Bengaluru
    • Qualification: Any Graduate (Full Time)
    • Total years of Experience: 4-6 Years
    • Notice Period: Immediate to 15 Days Only
    • Shift: Flexible to work for any shift
    • Work From Office is mandatory
    • Job Level: 4B
    • Designation: Team Lead

    Note: we are looking for Credit Risk Underwriter.


    Role Summary:


    Responsible for reviewing and processing merchant credit applications, assessing risk, and making underwriting recommendations in line with internal policies, sponsor bank guidelines, and regulatory requirements. Ensures timely decisions while safeguarding the company against credit and fraud risks.


    Key Responsibilities:


    • Review and analyze merchant credit applications, financials, and transaction profiles.
    • Assess credit exposure and make underwriting recommendations as per company and sponsor bank policies.
    • Evaluate potential exposure, fraud exposure, and business viability before approval/decline decisions.
    • Coordinate with merchants, sales teams, and internal stakeholders to obtain required information.
    • Ensure compliance with regulatory, legal, and card network requirements.
    • Maintain accurate documentation and audit trails for all underwriting decisions.
    • Support timely adjudication of applications within defined SLAs.
    • Escalate complex/high-exposure cases to Senior Underwriters or Management.
    • Contribute to process improvements to strengthen exposure controls and reduce losses.

    Qualifications & Skills:


    • Bachelors degree (Finance, Commerce, Business, or related field).
    • 4-6 years of experience in credit underwriting, exposure assessment or financial analysis.
    • Strong analytical and decision-making skills with attention to detail.
    • Understanding of financial statements, credit exposure principles, and fraud indicators.
    • Knowledge of payment industry, merchant acquiring, or fintech operations is preferred.
    • Good communication and stakeholder management skills.
    • Ability to work in a fast-paced, SLA-driven environment.
    • Proficiency in MS Excel and exposure assessment tools.

    Preferred Skills:


    • Experience working with sponsor bank guidelines and card network rules (Visa/Mastercard).
    • Exposure to merchant onboarding, KYC, and underwriting systems.

    Documents to Carry:


    • Carry a printout your updated resume.
    • Carry any 2 photo Identity proof ( PAN Card /Driving License/ Voters ID / Passport)
    • All original education documents needs to be available for verification. (10th, 12th, Graduation (Sem Wise Marksheet, CMM. Provisional and Original Degree)

    Mandatory to carry:


    • Smartphone with good front camera, charger and Headset for Assessment, Government ID proof Hardcopy.

    • Pointers to note:

    • Please do not carry laptops/cameras to the venue as these will not be allowed due to security restrictions.
    • Original Government ID card is must for Security Clearance.

    Thanks & Regards,

    Infosys Recruitment Team.

    Sourced from naukri

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    Section · 02

    Skills

    Merchant acquiringFinancial Statement AnalysisCredit EvaluationCredit Risk AnalysisPaymentsCredit Underwritingfinancial analysisMerchant Underwriting

    Section · Company

    About Infosys BPM

    Infosys BPM

    Infosys BPM

    BPO

    12.9k+

    employees

    2002

    24 years old

    Bangalore/Bengaluru, Karnataka

    India

    About

    Infosys BPM, the business process management subsidiary of Infosys Limited, provides end-to-end transformative Digital BPM services for global enterprises.

    Industries

    BPOFinancial Services

    Employee ratings

    12,063 reviews

    3.5/ 5

    Culture

    3.6

    Career growth

    2.7

    Work-life

    3.5

    Employees rate it well for

    Salary2773Work Environment1236Job Security1220Work Culture1197Senior Management830

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