Walk-in || Credit Executive
Fintech Cloud · Hyderabad · onsite · Posted 70d ago
About a minute. You'll make an account on the way through.
About this role
Key Responsibilities
*Credit Assessment: Analyze financial reports, balance sheets, and credit scores to determine an applicant's creditworthiness.
*Risk Management: Approve or decline credit lines and loan requests within authorized financial limits.
*Policy Compliance: Ensure all underwriting and lending operations follow internal rules and legal regulations.
*Portfolio Monitoring: Track active accounts, review loan utilization, and manage collections or overdue payments.
*Cross-Functional Support: Work with sales, legal, and finance teams to set suitable customer payment terms.
Job Requirements
*Education: Bachelors degree in any stream
*Experience: 0 to 2 years of background in credit analysis, commercial lending, or financial operations.
*Analytical Skills: Strong ability to read financial statements, compute ratios, and assess market risk.
*Technical Skills: Proficiency in financial software, spreadsheet tools like Microsoft Excel, and database systems.
*Soft Skills: Good communication, decision-making, and negotiation abilities.
Sourced from naukri
Skills
About Fintech Cloud
Fintech Cloud
201-500
employees
2021
5 years old
New Delhi, Delhi
India
₹2.3L – ₹2.5L PA
This role
About
Company Overview:
Fintech Cloud is a forward-thinking financial operations service provider, empowering the next generation of fintech and NBFC ecosystems. We specialize in delivering cutting-edge automation, robust compliance frameworks, and operational excellence to lending institutions across India. Our mission is to enable scalable, secure, and technology-driven financial processes that accelerate growth and improve customer outcomes.
We are proud to serve as the official financial operations partner of U.Y. Fincorp Limited, a prominent RBI-registered NBFC with a legacy of over 30 years. Through this partnership, Fintech Cloud plays a pivotal role in optimizing backend operations ensuring faster loan processing, seamless regulatory compliance, and an enhanced borrower experience.
The U.Y. Fincorp portfolio includes a wide spectrum of financial products such as personal and business loans, promoter and acquisition funding, real estate finance, equity investments, and strategic participation in both listed and unlisted securities across India.
Industries
Employee ratings
3 reviews
Culture
5.0
Career growth
5.0
Work-life
5.0
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