US Mortgage
Befree · Gandhinagar · onsite · Posted today
About a minute. You'll make an account on the way through.
About this role
About us:
Befree is a globally trusted provider of accounting and finance offshoring solutions. We blend
industry expertise with technology and automation to deliver customised, scalable support for
businesses worldwide.
Headquartered in Gandhinagar, with clients across Australia, the UK, the US, we help practices
and businesses enhance efficiency, productivity, and continuity through skilled and certified
professionals delivering world-class services. Our delivery centres across 10 cities in India
serve as the backbone of our global service delivery network.
Role: US Mortgage Operations
In this role, you will be responsible for end-to-end processing support for Residential US
mortgage loans. You will work closely with brokers, lenders, and third-party vendors to
ensure timely, compliant, and accurate loan file processing through all stages of the
mortgage lifecycle.
Responsibilities
● Review and verify mortgage loan applications (1003 / URLA) and supporting
financial documents (W-2s, tax returns, pay stubs, bank statements, asset
documentation).
● Analyze Title Reports, Appraisals, Flood Certifications, Tax Transcripts (4506-C), VOE
(Verification of Employment), and Verification of Mortgage or Verification of Rent.
● Reconcile borrower income, assets, credit histories, and liabilities according to
Fannie Mae, Freddie Mac, FHA, VA, and USDA guidelines.
● Clear underwriting conditions and assist in resolving complex document
discrepancies or red flags.
● Ensure strict adherence to US mortgage regulatory compliance standards (TRID,
RESPA, TILA, CFPB, QM/ATR rules).
● Coordinate with settlement agents, title companies, and attorneys to gather closing
documents.
● Assist in post-closing reviews, trailing document management, and investor
delivery readiness.
● Maintain clear and direct communication with loan officers, processors, and
management regarding pipeline status and bottleneck resolution.
Qualifications and Experience
● Qualifications: Bachelor's degree in finance, Business Administration, Commerce,
or a related field.
● Exposure to NMLS guidelines, or coursework toward MBA-CMB or similar mortgage
banking certification.
● Experience: 3 to 5+ years of hands-on experience in US Residential Mortgage
Processing / Support. Prior experience working in a Global Capability Centre (GCC),
BPO, or shared services environment handling US mortgage operations.
● Domain Knowledge: Strong understanding of the end-to-end US mortgage
lifecycle (Origination, Processing, Underwriting Support, Closing, Post-Closing).
● Guidelines: Solid knowledge of Conventional (Fannie Mae / Freddie Mac) and
Government (FHA / VA / USDA) loan products.
● Systems Experience: Hands-on experience with modern Loan Origination Systems
(LOS) such as Encompass, Calyx Point, or BytePro.
Key Skills
● Regulations: Familiarity with federal mortgage regulations including TRID, RESPA,
ECOA, and TILA.
● Skills: Ability to independently identify discrepancies across income, asset, and
credit documentation under production deadlines; clear written and verbal
communication with US-based stakeholders; strong numerical accuracy in
reconciling borrower financials.
Interested candidates can drop their CV's to [HIDDEN TEXT]
Regards,
Monisha T
Senior HR TA
P - [phone removed]
E - [HIDDEN TEXT]
Sourced from foundit