US Mortgage Underwriter
Visara Human Capital Services · Mumbai · onsite · Posted 69d ago
About a minute. You'll make an account on the way through.
About this role
Job Details:
- Job Title: US Mortgage Underwriter (Conventional & Non-QM)
- Work Location: Navi Mumbai
- Work Mode: Work from Office
- Shift: US Rotational Night Shifts
- Qualification: Graduation (UG) is Mandatory
- Joining: Immediate Joiners & 1 month Notice period Preferred
Key Responsibilities:
- Underwrite Conventional, Non-QM, and DSCR mortgage loan applications.
- Analyze borrower income, assets, credit, employment, and collateral.
- Evaluate alternative documentation loans (Bank Statement, Asset Depletion, 1099, ITIN, and P&L Only).
- Ensure compliance with Fannie Mae, Freddie Mac, investor, company, and regulatory guidelines.
- Review and clear underwriting conditions and resubmitted documents.
- Coordinate with processors, loan officers, brokers, and internal teams to support timely loan decisions.
Required Skills:
- 2+ years of US Mortgage Underwriting experience.
- Strong experience in Conventional, Non-QM, and/or DSCR underwriting.
- Knowledge of Fannie Mae, Freddie Mac, DU/LP, mortgage compliance, and risk assessment.
- Hands-on experience with Loan Origination Systems (LOS) such as Encompass, CalyxPath, or similar platforms.
- Strong analytical, decision-making, and communication skills.
Sourced from naukri
Skills
About Visara Human Capital Services

Visara Human Capital Services
₹4L – ₹8L PA
This role
About
iIlumifin provides third party administration and technology services to individual and group insurers. illumifin was founded by Abry Partners, a leading Boston-based private equity firm, and Hoplon Capital, an asset manager focused on digital disruption, after the acquisition of Concentrix Corporations insurance third-party administration and software platform. The company, launched in 2021, blends insurance industry knowledge, technology leadership and operational execution to prepare insurers for the digital future. illumifin is a diverse, passionate and empowered team of insurance specialists committed to the growth and success of its customers. With illumifin, there's a brighter future. illumifin completed its acquisition of LTCG to create one of the largest insurance service providers in the North American long-term care, life, health, and annuity markets. illumifin is led by its President & Chief Executive Officer Peter Goldstein. Peter Goldstein has almost 30 years’ experience in the life, health, long-term care, and annuity insurance industry and was CEO and co-founder of LTCG, Inc. Manoj Kallangad Puthankalam, a senior business leader in Insurance outsourcing is the Head of illumfin India.
Employee ratings
2 reviews
Culture
1.5
Career growth
1.5
Work-life
1.5
Find them on