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    Job · 11408139

    Visara Human Capital Services logo

    US Mortgage Underwriter

    Visara Human Capital Services · Mumbai · onsite · Posted 69d ago

    ₹4.0L - ₹8.0L PA2–7 yrsfulltimeSourced fromNaukri

    About a minute. You'll make an account on the way through.

    About this role

    Job Details:

    • Job Title: US Mortgage Underwriter (Conventional & Non-QM)
    • Work Location: Navi Mumbai
    • Work Mode: Work from Office
    • Shift: US Rotational Night Shifts
    • Qualification: Graduation (UG) is Mandatory
    • Joining: Immediate Joiners & 1 month Notice period Preferred

    Key Responsibilities:

    • Underwrite Conventional, Non-QM, and DSCR mortgage loan applications.
    • Analyze borrower income, assets, credit, employment, and collateral.
    • Evaluate alternative documentation loans (Bank Statement, Asset Depletion, 1099, ITIN, and P&L Only).
    • Ensure compliance with Fannie Mae, Freddie Mac, investor, company, and regulatory guidelines.
    • Review and clear underwriting conditions and resubmitted documents.
    • Coordinate with processors, loan officers, brokers, and internal teams to support timely loan decisions.

    Required Skills:

    • 2+ years of US Mortgage Underwriting experience.
    • Strong experience in Conventional, Non-QM, and/or DSCR underwriting.
    • Knowledge of Fannie Mae, Freddie Mac, DU/LP, mortgage compliance, and risk assessment.
    • Hands-on experience with Loan Origination Systems (LOS) such as Encompass, CalyxPath, or similar platforms.
    • Strong analytical, decision-making, and communication skills.


    Sourced from naukri

    Skills

    Live Underwritingend to endMortgage Underwritingus mortgage

    About Visara Human Capital Services

    Visara Human Capital Services logo

    Visara Human Capital Services

    ₹4L – ₹8L PA

    This role

    About

    iIlumifin provides third party administration and technology services to individual and group insurers. illumifin was founded by Abry Partners, a leading Boston-based private equity firm, and Hoplon Capital, an asset manager focused on digital disruption, after the acquisition of Concentrix Corporations insurance third-party administration and software platform. The company, launched in 2021, blends insurance industry knowledge, technology leadership and operational execution to prepare insurers for the digital future. illumifin is a diverse, passionate and empowered team of insurance specialists committed to the growth and success of its customers. With illumifin, there's a brighter future. illumifin completed its acquisition of LTCG to create one of the largest insurance service providers in the North American long-term care, life, health, and annuity markets. illumifin is led by its President & Chief Executive Officer Peter Goldstein. Peter Goldstein has almost 30 years’ experience in the life, health, long-term care, and annuity insurance industry and was CEO and co-founder of LTCG, Inc. Manoj Kallangad Puthankalam, a senior business leader in Insurance outsourcing is the Head of illumfin India.

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    US Mortgage Underwriter · waiting for your command