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    Job · 21038917

    PUNE · FULLTIME

    Unit Manager - Education Loan/Senior Unit Manager - Education Loan

    Bajaj Finance

    Bajaj Finance

    Pune · onsite · Posted 9d ago

    Sourced fromNaukri
    Undisclosed4–6 yrsfulltimePune

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    Section · 01

    About this role

    Job Summary
    Build scalable capabilities, analytics, governance and technology-enabled process improvements for the Education Loan business.
    Duties and Responsibilities
    • Own portfolio MIS, dashboards and management insights.
    • Coordinate annual planning, capability roadmaps and transformation initiatives.
    • Maintain university, course, country and operating master governance.
    • Gather requirements, prepare BRDs/user stories and support testing.
    • Monitor production issues, adoption and process bottlenecks.
    • Drive automation, API enablement and workflow improvements.
    • Run governance forums and maintain project risks, decisions and audit evidence.
    • Translate plans into execution priorities.
    • Review team quality, productivity and controls.
    • Resolve cross-functional bottlenecks.
    Key Decisions / Dimensions
    • Make day-to-day decisions within approved policy, process, budget and delegated authority.
    • Escalate policy deviations, material customer impact, fraud indicators, compliance concerns and unresolved cross-functional dependencies.
    • Numeric sanction, commercial, hiring and budget authorities are to be defined in the approved delegation matrix.
    • Key interactions Internal Sales, Product, Credit/Underwriting, Risk, Operations, RCU/Fraud Control, Collections, Legal, Compliance, Finance, Technology, HR and COE, as relevant.
    • External Students, co-applicants, universities, education consultants, DSAs, verification agencies, valuers, legal partners, technology/service partners and other approved vendors, as relevant.
    Major Challenges
    • Balancing growth, customer experience, turnaround time and portfolio quality.
    • Managing incomplete or inconsistent customer, academic, financial and collateral information.
    • Coordinating multiple stakeholders and technology/process dependencies across the loan lifecycle.
    • Maintaining control discipline during policy, market and process changes.
    Required Qualifications and Experience
    Graduate or postgraduate with demonstrated experience managing a team, geography, portfolio or complex lending workstream.
    Critical skills and knowledge
    • Program management
    • Analytics and MIS
    • Process re-engineering
    • BRD and UAT
    • Technology coordination
    • Governance
    • Excel / presentation / business MIS capability appropriate to the role
    • High standards of integrity, customer confidentiality and control discipline

    Sourced from naukri

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    Section · 02

    Skills

    Customer ExperienceAutomationProgram ManagementProcess re-engineeringLendingportfolio qualityEducation LoanAnalyticsFraud ControlunderwritingoperationsSalesLegalcompliancefinance

    Section · Company

    About Bajaj Finance

    Bajaj Finance

    Bajaj Finance

    NBFC

    64.1k+

    employees

    1987

    39 years old

    Pune, Maharashtra

    India

    About

    Bajaj Auto Finance offers Two Wheeler loans, Three Wheeler loans & Quote Loan at low-interest rates.

    Industries

    NBFCFinancial Services

    Employees rate it well for

    Work Life Balance807Salary796Work Culture632Work Environment356Career Growth348

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