Unit Manager - Capital Markets/Senior Unit Manager - Capital Markets

"This position is open with Bajaj finance limited"

• An effective communicator with the ability to coordinate with internal external stakeholders relate to people at all levels of business and management.
• Assessing loan applications for credit appraisal which includes financial analysis to understand the solvency, liquidity position and credit worthiness of individual and corporate customers.
• Assess income and various obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure.
• Calculating eligibility basis portfolio as per BFL policy and doing risk check of customers.
• In dept knowledge of Capital Market and daily monitoring of stocks impacting BFL LAS exposure.
• Preparation of detailed Credit Approval Memo for high value cases and getting it approved from respective approving authorities basis BFL defined approval matrix.
• Adhering to all regulatory and statutory compliances implementing operational risk controls related to LAS transactions ensuring fair sanctions to corporates and non-corporates and timely processing of cases in given TAT.
• Monitoring the portfolio behaviour of LAS Portfolio and identify the early sign of stress in the portfolio and highlight it to the reporting manager.
• Policy preparation/review /updation at regular intervals
• Review and renewal of existing LAS Portfolio.
• Regular tracking of progress on the agreed key metrics towards delivering on the strategy.
• Preparation of RPRs of the LAS portfolio as when required.
• Providing timely inputs to Business team, COE, Compliance team, Finance team, IFC Audit team, Internal Audit team, RBI Audit.
• RBI Reporting of SMA-2 and large exposure.
• Monthly preparation of Deck

• Qualification: CA
• Experience: Fresher