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    Job · 22157645

    Biz2X logo

    Underwriter

    Biz2X · Noida · onsite · Posted 1d ago

    ₹4.0L - ₹8.0L PA2–7 yrsfulltimeSourced fromNaukri

    About a minute. You'll make an account on the way through.

    About this role

    Job description


    Role : Underwriter

    Location : Noida Sector 136

    Company - Kreditstack/Biz2credit

    Mode of work - 5 days onsite ( No Hybrid or WFH )

    Timing - 7 PM - 4 AM ( US Shift timing ) Cab will Provided

    Budget - up to 30 -40% Hike on Current Fix CTC


    We are also Considering Candidate having exp in INDIAN BANK / US Mortgage / UK / AUS as Underwriter.


    Preferred candidate profile :

    • Work with the Relationship Managers in structuring, analysing, and negotiating credit transactions.
    • Responsible for full cycle underwriting of assigned small business financing.
    • Determine the ability of the client to repay financing based on analysis of the client's cash flow statements, US tax returns (such as 1120, 1120S, 1065, 1040), and other financial information.
    • Perform detailed financial analysis on the small business, including trend and ratio analysis, and interpret the financial information to determine credit quality and cash flow adequacy.
    • perform credit analysis and financial statement analysis on co-owners, guarantors, and individuals to determine assets coverage for requested loan amounts.
    • Coordinate with Relationship Managers regarding customer calls and site visits Perform other due diligence as needed to determine the creditworthiness of a small business owner. Open to Work in Night Shift

    Please share me your updated resume - [email removed] - [phone removed] ( No whatsapp )



    Sourced from naukri

    Skills

    Commercial UnderwritingUs Mortgage UnderwritingMortgage UnderwritingCredit Underwritingcredit appraisalunderwritingus mortgageSanction

    About Biz2X

    Biz2X logo

    Biz2X

    Financial Services

    201-500

    employees

    2019

    7 years old

    New York, New York

    United States

    ₹15.5L PA avg

    Avg at Biz2X

    ₹4L – ₹8L PA

    This role

    About

    The Biz2X Platform is the natural outgrowth of Biz2Credit’s established platform software that brands like HSBC and Popular Bank have chosen to launch new online lending initiatives. With enhanced loan management, servicing, risk analytics and a configurable customer journey, Biz2X is helping banks like these run their lending operations at scale.

    Biz2X uses a streamlined user interface, AI-driven analytics and a customizable white label environment to help banks enhance their core services such as offering focused customer service, growing their portfolio, and increasing the use of their different products. The Biz2X Platform offers end-to-end loan management features, including:
    • A Risk Analytics Tool Suite
    • Credit Policies Configured to Banks’ Needs
    • An Intelligent, Dynamic Application for Each Product Type
    • Low to No IT Work Required
    • Cross-Device Compatibility

    These are some of our favorite awards:
    Inc. 5000: 2022, 2021, 2020
    Great Place to Work: 2022, 2021, 2020, 2019
    American Banker Best Places to Work in Fintech: 2022
    Finovate Awards: 2021

    Industries

    Financial ServicesFinTech

    Employee ratings

    10 reviews

    3.2/ 5

    Culture

    2.7

    Career growth

    2.8

    Work-life

    2.7

    Employees rate it well for

    Compensation & Benefits33Work-Life Balance33

    Find them on

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    Underwriter · waiting for your command