Treasury Associate

Key Result Areas (KRA)

Treasury Associate Middle / Back-office

Function:  Treasury

Reporting to:  Treasury Lead / CFO

Experience:  2-5 years (treasury back/middle office, banking operations, or financial reporting)

Nature of role:  Backend / support data coordination, documentation and MIS. Not a front-office dealing, lender-negotiation or fund-raising role.

Role Summary

Supports the treasury function by consolidating data from banks, lenders and internal teams; maintaining debt and liquidity trackers; preparing MIS inputs; keeping documentation and reconciliations current; and tracking compliance, covenant and repayment calendars. A coordination-and-accuracy role judged on dependable data and zero surprises rather than deal outcomes.

Key Result Area , Weight ,Key activities

1) Data coordination & consolidation (20%)

Collect balances, drawdowns, sanctions and rates from banks/lenders and internal teams; maintain master debt & liquidity trackers.

2) MIS & reporting support (20%)

Prepare weekly/monthly treasury MIS, dashboard inputs, liquidity & debt schedules and variance data for CFO review.

3) Documentation & records (15%)

Maintain sanction letters, loan agreements, repayment schedules, security/charge documents and rating letters; keep lender data room / filing current.

4) Reconciliation & data accuracy (15%)

Reconcile bank balances, debt outstanding, interest, processing fees and charges against GL and lender statements.

5) Covenant & compliance tracking (10%)

Maintain covenant calendar; compile & submit periodic data to lenders and rating agencies; track limit utilisation vs sanction.

6) Repayment & cash-flow calendar (10%)

Maintain debt-servicing schedule (principal + interest); flag upcoming dues and funding needs.

7) Process, controls & ad-hoc support (10%)

Follow SOPs & RCM; support statutory/internal audit with schedules and evidence; assist on automation/templates and ad-hoc analysis.

Core Competencies

• Advanced Excel (lookups, pivots; basic macros a plus) and strong data discipline.
• Attention to detail, accuracy and confidentiality with sensitive financial data.
• Working knowledge of debt instruments term loans, NCDs, OD/CC, securitisation / DA pools.
• Basic accounting and bank-reconciliation understanding.
• Clear written and verbal coordination with banks, lenders and internal teams.
• Reliability on deadlines and a proactive approach to flagging issues.

Qualification & Experience

B.Com / M.Com / MBA (Finance) / CA-Inter or equivalent; 25 years in treasury back/middle office, banking operations, or financial reporting.

Appraisal Lens

Performance is assessed primarily on four dimensions: accuracy, timeliness (TAT), completeness of data and documentation, and proactiveness in flagging issues early consistent with a support role that keeps the treasury function running without surprises.