Territory Manager-Commercial Vehicles

Job Requirements

About the Role

As a Sales Manager – Commercial VehicleLoans , you will be responsible for achieving monthly sales targets across key business parameters including volume, pricing, cross-sell, fee income, and collections. The role requires proactive field engagement, portfolio hygiene management, and a strong focus on profitability. You will play a critical role in expanding the bank's footprint in the construction equipment loan segment.

Key Responsibilities

Primary Responsibilities

• Achieve monthly sales targets across the following scorecard parameters:
• Business Volume (Units and Value)
• Pricing/Return on Investment (ROI)
• Cross-sell of insurance products
• Fee income generation
• Post Disbursement Documentation (PDD) compliance
• Collection management and recovery
  
  

Secondary Responsibilities

• Proactively travel across assigned territory to drive business growth.
• Manage the overall loan portfolio with a focus on hygiene and profitability.
  
  

What We Are Looking For

Education

• Bachelor's degree in Business, Finance, Marketing, or a related field.
• Preferred Post Graduate degree in any discipline.
  
  

Experience

• Minimum 2 years of experience in sales and portfolio management, preferably in construction equipment or commercial vehicle loans.
• Exposure to field sales and customer relationship management.
  
  

Skills and Attributes

• Strong sales orientation and target-driven mindset.
• Excellent interpersonal and communication skills.
• Ability to manage collections and ensure documentation compliance.
• Willingness to travel extensively within assigned territory.
• Analytical thinking and attention to portfolio hygiene.
  
  

Key Success Metrics

• Achievement of monthly targets (Units and Volume).
• Maintenance of portfolio hygiene and profitability.