{"@context":"https://schema.org","@type":"JobPosting","title":"Territory Credit Head- Education Institution Loans","description":"

Roles & Responsibilities;

1- Lead the credit underwriting function for Education Institution Loans across the assigned territory

2- Evaluate and sanction credit proposals for schools, colleges, coaching institutes, universities, trusts, societies, and other educational institutions

3- Conduct detailed financial, business, management, operational, and collateral assessments

4- Assess borrowers' repayment capacity through analysis of audited financial statements, cash flows, banking transactions, income tax returns, and other relevant documents

5- Review legal, technical, valuation, and compliance reports before recommending or approving proposals

6- Monitor portfolio quality, early warning signals, delinquency trends, and recommend corrective actions where required

7- Work closely with Sales, Credit Operations, Legal, Technical, Collections, and Business teams to facilitate timely processing and disbursement of cases

Key Skills Needed;

1- Expertise in Education Institution Loans, School Funding, LAP, Mortgage Loans, and secured lending

2- Sound understanding of financial statement analysis, cash flow assessment, and ratio analysis

3- Knowledge of legal documentation, property valuation, technical due diligence, and collateral evaluation

4- Ability to manage multiple priorities while maintaining defined TATs

5- Strong decision-making and analytical abilities

","datePosted":"2026-07-03T00:00:00.000Z","validThrough":"2026-09-01T00:00:00.000Z","employmentType":"FULL_TIME","identifier":{"@type":"PropertyValue","name":"myjobb-ai","value":"4808154"},"url":"https://myjobb.ai/jobs/territory-credit-head-education-institution-loans/4808154","directApply":false,"hiringOrganization":{"@type":"Organization","name":"Auxilo Finserve Pvt Ltd","logo":"https://static.ambitionbox.com/assets/v2/images/rs:fit:200:200:false:false/aHR0cHM6Ly9tZWRpYS5uYXVrcmkuY29tL21lZGlhL2FiY29tcGxvZ28vYXV4aWxvLWZpbnNlcnZlLXB2dC1sdGQuanBn.webp","sameAs":"https://www.auxilo.com"},"jobLocation":[{"@type":"Place","address":{"@type":"PostalAddress","addressLocality":"Pune","addressRegion":"Maharashtra","addressCountry":"India"}}]}