Technical Product Manager - Credit Platform Domain

About Snapmint Snapmint is a leading fintech company redefining access to consumer credit in India. With over 10 million customers across 2,200+ cities, Snapmint's zero-cost EMI platform enables responsible purchases without the need for a credit card, across categories including fashion, electronics, and lifestyle. India has over 300 million credit-eligible consumers, yet fewer than 35 million actively use credit cards. Snapmint bridges this gap by offering a trusted, transparent, and inclusive alternative, rooted in ethical lending practices and financial empowerment. Founded in 2017, Snapmint is a profitable, high-growth company, doubling year-on-year. Our founding team, alumni of IIT Bombay and ISB, brings deep expertise from organizations such as Oyo, Ola, and Maruti Suzuki, and has successfully built and exited ventures across ad-tech, patent analytics, and bank-tech. At Snapmint, we are building the future of responsible consumer finance,simple, transparent, and customer-first.

About The Role We are looking for a passionate and execution-oriented Technical Product Manager to build and scale our Credit Platform that powers digital lending products. You will own critical platform capabilities across the lending lifecycle and work closely with Engineering, Risk, Data Science, Operations, Compliance, and Business teams to deliver scalable, secure, and reliable platform services. The ideal candidate combines strong product management skills with technical aptitude and has experience building backend/platform products in fintech or digital lending.

Key Responsibilities

• Own the product roadmap for one or more Credit Platform domains.
• Translate business requirements into scalable platform capabilities and APIs.
• Drive end-to-end product development across areas such as KYC, credit decisioning, fraud detection, repayments, customer management, partner integrations, workflows, and notifications.
• Write PRDs, user stories, functional specifications, and acceptance criteria.
• Partner with Engineering, Design, Risk, Operations, Compliance, and Business teams to deliver high-quality products.
• Manage product backlog, sprint planning, releases, and stakeholder communication.
• Define and monitor key product metrics, including conversion, approval rates, turnaround time, platform adoption, and API performance.
• Ensure platform capabilities comply with RBI Digital Lending Guidelines, DPDP Act, and security best practices.

What are we looking for?

• 5-8 years of Product Management experience in fintech, lending, banking, payments, or related domains.
• Experience building platform, backend, or API-first products.
• Strong understanding of REST APIs, microservices, distributed systems, system design, SDLC, and Agile methodologies.
• Experience with digital lending, BNPL, loan origination/management systems, KYC, fraud prevention, credit decisioning, repayments, or regulatory compliance.
• Excellent analytical, stakeholder management, communication, and problem-solving skills.

Preferred Qualifications

• Bachelor's degree in engineering, Computer Science, IT, or a related field. MBA is a plus.
• Experience in high-growth fintech, NBFC, banking, or embedded finance organizations. (ref:hirist.tech)