Technical Manager

Role & responsibilities:

• Conduct technical evaluation of residential, commercial, and industrial properties offered as collateral for mortgage loans.
• Prepare and review technical valuation reports with respect to valuation amounts, property rates, collateral acceptability, and marketability.
• Visit properties for inspection and preparation of technical and valuation reports.
• Assess properties for compliance with local building bye-laws, approved sanction plans, construction quality, and identify any demolition or regulatory risks.
• Highlight deviations from approved plans and provide recommendations on the acceptability of properties as loan collateral.
• Coordinate with empaneled valuation agencies and vendors to resolve discrepancies in valuation reports and property assessments.
• Provide technical inputs and recommendations to credit teams and approving authorities regarding property-related risks and valuation concerns.
• Develop market intelligence through regular interactions with valuers, brokers, developers, and local market participants to understand fair market values and real estate trends.
• Ensure adherence to internal policies, processes, and regulatory guidelines related to technical evaluation and property assessment.
• Maintain accurate documentation and timely completion of technical appraisal activities within defined turnaround times.

Work Experience

2-6 years of relevant experience with a Bank/NBFC in mortgage loans

Primary Skill

Good Email Communication Skills and prior experience in similar profile and real estate market of the respective cluster

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Technical Skills

MS Office tools like Word and Excel

Soft Skills

Conversant with English and Local Languages of respective clusters