Technical Manager (CRM - Real Estate Valuation Group) - Chennai

Technical Manager (CRM - Real Estate Valuation Group) @ YES Bank, Chennai

ROLE SUMMARY

• Ensure quality Appraisal of credit for worthy borrowers.
• Ensure timely credit and transaction approvals for delegation under self.
• Follow up with seniors for credit / transaction approvals.
• Managing loan portfolio with respect to credit rating/quality.
• Identify de risk account / AL accounts.
• Monitoring of Team TAT and Productivity.
• Ensuring adherence to the credit policy and process.
• Review of Delinquency
• Review exceptions and approval for knocking.
• Respond on the Hindsight and Internal audit observations
• Conduct monthly Regional Council Meetings with all the stakeholders.

KEY RESPONSIBILITIES

Strategic/Managerial Responsibilities

• Discussion of observations with Seniors ACH / RCH/ National Credit Manager and Chief Credit Officer

• Assessment of Credit Proposal / Case for his respective location / region

• Presentation of key observations to Senior Management on periodic basis

• Managing a team & drive the results/ goals set for self & Team.

Core Responsibilities

• Assessment of Credit proposal, Review cases as per credit Policy Parameters, Documentation check, analysis of observations for necessary correction in credit appraisal

• Preparing CAM / Report which highlights the quality of information, which helps the decisioning of cases are senior level

• Monitoring of delinquency, exceptions, portfolio movement.

• Maintaining data as required by the Senior Management

People Management or Self-Management Responsibilities

• Active participation in process re-engineering related to product / process

• Collaborate with business, OSD & Policy team for any change in the process/policy.

• Self-driven, goal oriented & dynamic in nature.

Risk and Internal Control Responsibilities

• Identify the gaps in the process & highlights to the Senior Management

• Suggestion for changes in Policy