Technical Analyst - Payment (NEFT/RTGS)
AU Small Finance Bank · Jaipur · onsite · Posted 43d ago
Undisclosed6–10 yrsfulltimeSourced from
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About this role
Role : Technical Analyst
Work Location: Jaipur
Band: B2/C1
HR Designation: Manager / Senior Manager
Working Days: 5.5(1,3 5 Saturday is working)
Working Mode: Workfrom office
Work Timings: 9:15 AM 6:15 PM
Employment Type: Full-time
Reporting: Lead Flexcube
Role Summary
We are looking for an experienced Senior Technical Consultant Payments to act as a Subject Matter Expert for National Electronic Funds Transfer (NEFT) and Real-Time Gross Settlement (RTGS) systems. The role will lead the complete software development lifecycle for payment solutions, bridging business requirements and technical execution to deliver secure, scalable, compliant, and high-quality payment platforms within the Indian banking ecosystem.
What Youll Do
- Product Solution Design
- Act as technical SME for NEFT and RTGS payment systems across the organization.
- Analyze business, operational, and regulatory requirements to design secure and scalable payment solutions.
- Define solution architecture leveraging modern concepts such as microservices, APIs, and cloud-ready designs.
- Development Integration
- Lead end-to-end development and implementation of payment solutions from requirements to deployment.
- Oversee integration of payment platforms with core banking systems and internal/external payment infrastructure.
- Ensure adherence to coding standards, architecture principles, and industry best practices.
- Testing Quality Assurance
- Coordinate and govern System Integration Testing (SIT) and User Acceptance Testing (UAT).
- Conduct code reviews and ensure solutions meet functional, non-functional, and regulatory standards.
- Ensure compliance with RBI guidelines and internal governance frameworks.
- Support Problem Resolution
- Provide expert-level production support and troubleshooting for critical payment issues.
- Perform root cause analysis and implement preventive measures to minimize downtime and failures.
- Documentation Stakeholder Management
- Prepare and maintain technical documents, functional specifications, and architecture artifacts.
- Share regular status updates, reports, and dashboards with business and technology stakeholders.
Success Metrics (first 12 months)
- Stable and timely delivery of NEFT and RTGS solutions with zero critical production issues.
- High system availability and reduced operational incidents.
- Zero high or critical audit observations from regulatory or internal audits.
- Improved efficiency, scalability, and reliability of payment processing systems.
Must-Have Qualifications
- Minimum 6+ years of experience in the financial services or payments domain.
- Mandatory hands-on experience with NEFT and RTGS systems.
- Proven experience in leading and delivering large-scale or multi-year payment transformation programs.
- Strong understanding of payment lifecycle and schemes including NEFT, RTGS, IMPS, UPI, and SWIFT.
- Experience in solution design using microservices architecture, API integrations, and cloud adoption models.
- Working knowledge of SQL, Java fundamentals, and tools such as Jira and MS Project.
- Strong understanding of regulatory and compliance requirements in the Indian banking sector.
Education
- Bachelors Degree in Computer Science, Information Technology, Engineering, or a related discipline.
- A postgraduate qualification is an added advantage.
Disclaimer: This job posting and Location has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.
Sourced from naukri
Skills
coding standardsImpsapisBusiness RequirementsauditsBanking SystemsintegrationsFlexcubejava fundamentalsBankingdeploymentJira AtlassiancloudJavaArchitectureBanking SectorFinancial ServicesInformation Technologycompliance
About AU Small Finance Bank
AU Small Finance Bank
Banking
50.9k+
employees
1996
30 years old
Jaipur, Rajasthan
India
About
AU Small Finance Bank offer banking services such as personal banking, online banking, internet banking, business & corporate banking, insurance, loans, investments, retail banking & much more.
Industries
BankingFinancial Services
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