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    Job · 12988120

    Kotak Mahindra Bank Ltd.. logo

    Team Member- CMT-Working Capital-Credit

    Kotak Mahindra Bank Ltd.. · Mumbai · onsite · Posted 62d ago

    Not disclosed2–4 yrsfulltimeSourced fromFoundit

    About a minute. You'll make an account on the way through.

    About this role

    Team Member - Credit Monitoring

    Job ID

    XXX

    Department

    Commercial Banking

    Number of Positions

    1

    Location

    Infinity It Park, Mumbai

    Reporting Relationships

    Associate Vice President

    Position Grade

    Deputy Manager

    The Commercial Banking business caters to customers of Bharat, and plays a pivotal role in meeting substantial portion of the priority sector lending obligations of Bank. It offers a range of products for agriculture (Agri) and Tractor Finance, purchase and operations of commercial vehicles and construction equipment, rural housing finance and gold loans. Further, Agri Business Group (ABG), a division within the business, caters specifically to the needs of customers in Agriculture related activities like cultivation, manufacturing, processing and trading segment catering to financials needs of individuals and small & medium enterprises in this segment. Economic environment of urban, semi-urban and rural areas and weather conditions of India influences the business operations and performance.

    Job Role:

    • Monitor ECLGS portfolio for compliance with RBI/NCGTC and internal Bank guidelines.
    • Track account performance, delinquency trends, SMA status, and early warning signals.
    • Validate and reconcile ECLGS data submitted by business units and operations teams.
    • Prepare and publish periodic MIS, dashboards, and portfolio status reports.
    • Coordinate with Business, Operations, Credit, Collection, and Compliance teams for issue resolution.
    • Support guarantee claim lodgment, claim tracking, and related reconciliation activities.
    • Handle data requirements for audits, inspections, and regulatory reviews.
    • Conduct portfolio analytics and identify risk trends for management reporting.
    • Ensure timely closure of monitoring exceptions and action items.
    • Assist in process improvement and automation initiatives within ECLGS monitoring activities.
    • Any other activity related to monitoring function

    Job Requirements:

    • 2-3 years experience in Credit or Credit Monitoring.
    • Ability to multi task, develop rapport with different functionaries like Relationship Managers, Operations, Internal Audit and Credit team.
    • Ensuring proper TAT & delivery of all the reports through teams.
    • Ensure timely query resolutions.
    • Ability to identify opportunities of improvement in process and suggest changes to solve issues
    • Experience in MSME/Business Banking portfolios preferred.
    • Exposure to ECLGS scheme operations and monitoring activities will be an added advantage.

    Application:

    If you wish to apply for this job position, please fill your details in the Kotak Fast Track Application Form and mail to [HIDDEN TEXT]

    Please mention the following in the subject line as Position Name-Your Name - Your

    Current Businessgroup

    Opportunity brought to you by Fast Track

    Sourced from foundit

    Skills

    ECLGSAutomationProcess ImprovementPortfolio AnalyticsCredit MonitoringMIS dashboards

    About Kotak Mahindra Bank

    Kotak Mahindra Bank Ltd.. logo

    Kotak Mahindra Bank Ltd..

    Banking

    60.4k+

    employees

    1985

    41 years old

    Mumbai, Maharashtra

    India

    ₹7.9L PA avg

    Avg at Kotak Mahindra Bank

    About

    From launching Kotak Mahindra Finance Ltd. in 1985 to becoming one of the country’s most trusted financial institutions today, it’s been quite a journey.

    Industries

    BankingFinancial Services

    Employee ratings

    0 reviews

    3.7/ 5

    Employees rate it well for

    Overall Company37Job Security36

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    Team Member- CMT-Working Capital-Credit · waiting for your command