Team Lead - Financial Risk & Compliance - HIL

Purpose of the Role:

As a Team Lead at RealPage, you will assess lender performance, ensure regulatory compliance, and manage financial risk. This role requires a solid background in underwriting US mortgages, knowledge of borrowers income and assets, and experience in reviewing escrow or condo documents.

Key Responsibilities:

Project Review and Analysis:

- Follows and complies with current Agency and Investor project guidelines to ensure standards are met for mortgages sold and delivered, secured by units within Condominium Projects for various investors; Fannie Mae, Freddie Mac, FHA, VA, and various Jumbo investors, as well as Co-op Projects for Fannie Mae and Freddie Mac.

- Detailed review of condominium; questionnaires, financials, insurance, recorded legal documents, as well as review of litigation, ground leases, affordable housing, resale deed restrictions, and private transfer fees, and resale documents.

- Analyze and approve condominium projects per loan program parameters, such as Limited Review, Full Review of Established, New Construction for conventional, FHA, and VA reviews.

- Communicates with the client for any decline or ineligible projects.

Compliance and Guidelines:

- Stay current with relevant guidelines, updates, and industry best practices.

- Ensure all project reviews adhere to current standards and regulatory requirements.

Leadership & Team Management:

- Lead, mentor, and develop a team of Lender Review Analysts to achieve performance targets and quality standards.

- Conduct regular performance reviews, provide constructive feedback, and identify training needs.

- Ensure workflow management, task allocation, and SLA adherence across the team.

Desired Skills:

- Demonstrate advanced product knowledge of Condominium project standards for FHA, both SUA and Delrap, Conventional, and other loan programs, such as Jumbo investors.

- Attention to detail, highly organized, and can meet SLAs set by the company.

- Advanced ability to analyze complex condominium project documents such as CC&Rs, public offering, reserve studies, condominium insurance, and condominium plans.

- Ability to maintain an elevated level of professionalism, customer service, and communication with all parties involved in the loan cycle.

- Proficient with Encompass or other paperless mortgage loan origination systems.

Required Qualifications:

- 5+ years of experience in risk management, US Mortgage, or Underwriting. At least 2+ years in a leadership or supervisory role.

- Background in underwriting US mortgages with knowledge of borrowers income, assets, and appraisal.

- Bachelors degree, Real Estate, Finance, or related field.

Skills & Competencies:

- Excellent verbal and written communication skills.

- Ability to work independently and manage multiple tasks effectively.

- Strong teamwork and interpersonal skills.

- High level of integrity and ethical standards.