TATA Consultancy Services BFSI BPS Hiring For Mortgage Underwriter

Role/Job Title: Process Associate - (Mortgage Pre-underwriter/Underwriter)

Job Description:

Pre -Underwriting: Pre-underwriting is a provisional process that validates borrowers' documents, evaluates Capacity, Capital, Collateral & Credit and take decision on applicant's overall borrowing ability, further basis on review pre underwriter sent the file to Underwriting team for final decision with their recommendation.

Person Specification:

• Proven work experience as a Mortgage Underwriter or similar role
• Highly organized and able to prioritize.
• Strong communication skills, both verbal and written
• Detail-oriented with strong data analysis skills. "

Previous experience:

1 to 3 year of experience in mortgage underwriter process

Competencies/Skills:

• They must be able to review borrower's Capacity, Capital, Collateral & Credit and take decision on overall applicant's borrowing ability.
• Ability to handle and Analyse loan applications to determine if they meet the lender's criteria.
• Underwriters need a range of technical skills, including proficiency in underwriting guidelines, investor guidelines, and credit analysis.
• Excellent Communication Skills (verbal & written) and Flexible to work in UK shift timing"

Qualifications:

A bachelor's degree in business or finance is preferred

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