State Head Credit

Managing team of Credit processing associates
Credit Appraisal
Delinquency Management
PDD Management

Role & Responsibilities

• Managing team of Credit processing associates.

Credit Appraisal Underwriting/recommending of proposals for non-collateral/collateral backed education infrastructure loan.

• Process Understanding process and policies and implementing the same to ensure smooth transactions.
• Training- Provide training to CPA’s so that they work in synergy with the companies policies and norms.
• Delinquency Management for the location.
• Vendor / Cost management – managing the outsource agencies and ensure TAT is maintained by these agencies.
• Quality Management in terms of Audit, Compliance and Hindsighting.
• PDD Management – controlling and tracking PDDs through proper
  MIS for the location Monitoring end usage of loan.

Deliverables

• Login to Recommendation TAT
• Maintaining Audit Compliance and errors in Hind sighting
• Training
• Delinquency control as per budget
• Cost management
• New initiatives

Eligibility

• CA/ Any PG

Technical Competencies

• Basic knowledge of loan underwriting
• Knowledge of Education Lending Business- awareness on risk involved.
• Good communication and report writing skills
• Basic knowledge of Banking
• Good Knowledge of computer applications