Sr SW Engineer, Credit Cycle

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Sr SW Engineer, Credit Cycle based in Brazil.

This is an opportunity to join a high-impact engineering team building core services that support billing, debt management, and financial transactions across the credit lifecycle. You will design and develop secure, scalable, and highly reliable services in a mission-critical fintech environment. The role combines hands-on software engineering with cloud-native architecture, automation, observability, and production support. You will work extensively with Java, AWS, microservices, Kubernetes, Terraform, and event-driven technologies. Collaboration with product managers and cross-functional engineering teams will be central to translating business needs into effective technical solutions. You will also contribute to architectural decisions, technical standards, and continuous improvements across the platform. This fully remote position offers the opportunity to make a meaningful impact on systems operating at significant scale.

Accountabilities: Develop, maintain, and evolve scalable, reliable, and secure services primarily using Java and deployed on AWS , ensuring code is clean, testable, efficient, and well documented.

Participate throughout the full software development lifecycle, from technical planning and system design through implementation, testing, deployment, and production support.

Design and implement microservices and event-driven architectures , evaluating trade-offs involving scalability, performance, reliability, and maintainability.

Build and maintain comprehensive automated testing, including unit, integration, performance, and end-to-end tests, to ensure system quality and resilience.

Provision and manage cloud infrastructure using Terraform and Infrastructure as Code best practices, while supporting modern deployment and GitOps practices.

Monitor application health and distributed-system performance through logs, metrics, tracing, alerts, and observability tools, proactively identifying and resolving production issues.

Design and document APIs using approaches such as Swagger/OpenAPI , flow diagrams, and technical documentation that support developers and external consumers.

Work with AWS services such as SQS, SNS, DynamoDB, S3, and EventBridge to develop cloud-native and event-driven solutions.

Participate in code reviews and technical discussions, providing constructive input on architecture, code quality, scalability, reliability, and cross-domain impacts.

Collaborate closely with product managers and other stakeholders to translate business requirements into effective technical solutions.

Contribute to incident response, operational excellence, system stability, and the long-term evolution of the platform.

Stay current with emerging technologies and engineering best practices, including AI-assisted development tools, and share relevant insights with the wider engineering community.

Requirements

5+ years of professional experience as a Software Engineer working with production systems, with strong hands-on expertise in Java .

Bachelor's degree with 2+ years of relevant experience, or 5+ years of relevant professional experience.

Intermediate English proficiency, at B1 level or above , for communication in an international environment.

Strong experience designing, developing, and operating microservices architectures in cloud environments , particularly AWS.

Solid knowledge of AWS services including SQS, SNS, DynamoDB, S3, and EventBridge , with experience building event-driven applications.

Advanced Git skills, including handling complex version-control and collaborative development scenarios.

Strong expertise in automated testing across unit, integration, performance, and end-to-end levels.

Experience with Docker and Kubernetes in production environments.

Proficiency with Infrastructure as Code and deployment technologies such as Terraform, ArgoCD, Jenkins, Codefresh , or comparable tools.

Strong understanding of CI/CD, GitOps, observability, monitoring, logging, tracing, and alerting practices.

Experience with relational databases and data modeling, together with familiarity with non-relational database strategies.

Demonstrated ability to troubleshoot complex distributed systems and contribute to technical decisions involving scalability, reliability, performance, and system evolution.

Strong communication, collaboration, analytical, and problem-solving skills, with the ability to work effectively across technical and business teams.

Experience with mission-critical systems and/or the financial services, payments, or authorization domain is a plus.

AWS certifications, familiarity with advanced observability practices, and experience using AI-assisted development tools such as Copilot, GPT, or Claude are advantageous.

Benefits

Fully remote position for professionals based in Brazil.

Opportunity to work on mission-critical, high-scale financial technology systems .

Exposure to modern cloud-native technologies, microservices, event-driven architectures, DevOps, and observability.

Opportunity to contribute to technical architecture and long-term platform evolution.

Collaboration with cross-functional and distributed engineering teams.

Professional development through exposure to emerging technologies and engineering best practices.

Opportunity to work with AI-assisted development tools and modern software engineering practices.

Inclusive environment focused on technical excellence, continuous improvement, and impactful solutions.

Competitive compensation and benefits package, according to the partner company's policies.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!  Why Apply Through Jobgether?    Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.     #LI-CL1