Sr. Officer/Officer - Underwriting

Role & responsibilities:

The person will be responsible for mentioned specific skills:

• Underwriting of loans/credit cards and ensuring good portfolios in assigned area by identifying potential credit and operating risks.
• Ensure adherences to credit processes and policies.
• Good knowledge of credit bureau checks and KYC norms.
• Understanding of inherent credit, collateral, operational & fraud risk.
• Should have full knowledge of product and policy and constantly update themself with all relevant changes which can impact the customer repayment capacity and performance ability.
• Adhering to the company's policies and ensuring compliance of the same.
• Keep close watch on turnaround time and ensure speed with accuracy.
• Compliance & Risk responsibilities, awareness of post disbursal documentation (PDD) and Audit query resolution.
• Should be able to understand various business profiles of self-employed & non-professional.

Applicants should possess the following attributes:

• Excellent attention to detail
• Good communication skills & command over English
• Computer skills viz MS Office
• Good Interpersonal skills
• Prior experience in credit risk profiles preferable
• Prior experience with Unsecured Lending is preferable