Sr. Accounts Manager

Key Responsibilities

1. Financial Accounting & Reporting
• Prepare and finalize standalone and consolidated financial statements in
accordance with Ind-AS.
• Ensure accurate accounting of:
o Expected Credit Loss (ECL)
o Effective Interest Rate (EIR)
o Amortized Cost
o Co-Lending arrangements
o Direct Assignment (DA) & Pass Through Certificate (PTC) transactions
o Lease accounting
• Ensure consistency between books of accounts, regulatory returns, lender
submissions, and published financial statements.
• Drive month-end and year-end financial closing activities within defined
timelines.

2. RBI Regulatory Compliance
• Ensure compliance with RBI Scale Based Regulation (SBR) applicable to Middle
Layer NBFCs.
• Prepare and file RBI returns including:
o DNBS Returns
o ALM Statements
o Other prescribed regulatory reports
• Coordinate RBI inspections, supervisory reviews, and regulatory submissions.
• Track and close regulatory observations within stipulated timelines.

3. Audit, Governance & Internal Controls
• Lead statutory, internal, concurrent, ASM, and regulatory audits.
• Strengthen Internal Financial Controls (IFC).
• Design and monitor maker-checker controls and approval frameworks.
• Develop and periodically update finance SOPs in line with regulatory
expectations.
• Ensure complete audit readiness and compliance documentation.

4. Banking Operations & Finance Operations
• Monitor daily fund flows, liquidity, bank balances, and branch cash positions.
• Manage banking relationships and operations including:
o Payment processing
o Collections
o Escrow Accounts
o Virtual Accounts
o Bank reconciliations
• Ensure timely processing of:
o Vendor payments
o Statutory dues
o Employee reimbursements
o Lender obligations
• Manage end-to-end Accounts Payable operations including vendor onboarding,
invoice verification, payment scheduling, ageing analysis, and reconciliations.
• Develop robust banking and payment SOPs.
• Coordinate with banks for operational support and issue resolution.

5. Budgeting, MIS & Business Finance
• Prepare annual budgets and rolling forecasts.
• Ensure monthly MIS is published by the 10th of every month.
• Perform variance analysis and financial performance reviews.
• Develop dashboards covering:
o AUM
o Disbursements
o Asset Quality
o Collection Efficiency
o Yield
o Profitability
• Partner with Business, Risk, Credit, and Operations teams to support strategic
decision-making.

6. ERP, Automation & AI
• Drive optimization of Microsoft Business Central and Loan Management System
(LMS).
• Automate:
o Accounting entries
o Bank reconciliations
o Regulatory reporting
o Lender reporting
o MIS generation
• Implement workflow automation, ERP integrations, and RPA solutions.
• Leverage AI-powered tools for:
o Financial reporting
o Data analytics
o Reconciliations
o Exception reporting
o Document review
o Productivity enhancement
• Ensure source-to-GL reconciliation and strong data governance.
• Evaluate emerging finance technologies to improve scalability and operational
efficiency.

7. Taxation & Listed Entity Compliance
• Coordinate direct and indirect tax compliances.
• Support tax assessments and auditor interactions.
• Assist in listed entity disclosures and Audit Committee reporting.
• Ensure timely submission of investor-facing financial information and regulatory
disclosures.

Key Skills & Competencies
• Strong knowledge of Ind-AS, RBI Scale Based Regulations (SBR), ALM, ECL, and
NBFC accounting.
• Expertise in financial reporting, accounting standards, and statutory
compliance.
• Hands-on experience with Microsoft Business Central, ERP systems, and Loan
Management Systems (LMS).
• Proven experience in finance transformation, ERP implementation, workflow
automation, and AI-enabled finance solutions.
• Strong understanding of banking operations, Accounts Payable, treasury
support, and payment controls.