Senior Underwriting Consultant

This position is listed on behalf of a partner company, who manages all applications and next steps. Our partner is looking for a Senior Underwriting Consultant based in Canada.

This is a senior underwriting opportunity focused on complex, high-net-worth life insurance risks across the Canadian market. You’ll apply advanced underwriting expertise to deliver sound, competitive, and customer-focused risk decisions. The role combines deep medical and financial risk assessment with strong relationship management and commercial awareness. You’ll collaborate closely with sales teams, head office partners, and external stakeholders to support business growth. Your judgment will directly influence customer outcomes while maintaining rigorous standards around risk, confidentiality, and regulatory compliance. The position also offers opportunities to mentor colleagues, contribute to process improvements, and represent the organization externally. This is a fully remote role designed for an experienced underwriting professional who wants to help shape the future of insurance excellence.

Accountabilities:: Assess and classify complex life insurance risks in accordance with established underwriting philosophies, standards, and risk management practices.

Provide high-quality, competitive underwriting decisions for high-net-worth customers while balancing customer needs, business objectives, and risk considerations.

Collaborate closely with sales teams and head office colleagues to support new business opportunities and deliver effective underwriting solutions.

Build and maintain strong, productive relationships with internal and external partners.

Deliver a consistently high-quality customer experience by making interactions clear, responsive, and meaningful.

Ensure underwriting decisions comply with applicable consumer protection laws and regulations, particularly those relating to risk classification, confidentiality, and disclosure.

Analyze and resolve complex underwriting issues and recommend improvements to processes, procedures, and working practices.

Contribute to a growth-oriented, service-focused underwriting culture that supports both business development and long-term client relationships.

Participate in co-signing, referral reviews, mentoring, and knowledge-sharing activities as appropriate.

Support external presentations, panels, conferences, and other opportunities to represent underwriting expertise and industry knowledge.

Requirements

Minimum of 5 years of professional underwriting experience, with substantial experience handling complex life insurance risks.

Proven experience in the high-net-worth insurance market.

Life insurance signing authority of CAD $5 million or more .

Strong sales and relationship-oriented mindset, with the ability to support business acquisition and continued growth in a competitive market.

Working toward or completion of professional designations such as FALU, FLMI, or ACS .

Strong knowledge of medical terminology and concepts, including physiology, anatomy, pharmacology, diagnostic imaging, testing, and treatments.

Strong understanding of non-medical factors affecting mortality, including hazardous occupations, sports, avocations, and lifestyle risks.

Experience interpreting financial reports and familiarity with anti-money laundering practices.

Excellent written and verbal communication skills.

Strong analytical, negotiation, decision-making, and problem-solving abilities.

Ability to work independently in a remote environment while collaborating effectively with sales, underwriting, and other business partners.

Preferred qualifications:

Bilingual English/French capability is a strong asset; candidates based in Québec will be required to communicate in both languages to support clients across Canadian provinces.

CAD $100,000+ underwriting authority .

University or college degree in a relevant discipline such as medical sciences, research, finance, or a related field.

Strong negotiation skills and commercial acumen.

Interest and experience in representing underwriting expertise through external presentations, panels, conferences, or industry events.

Experience with co-signing, referral reviews, mentoring, or similar technical leadership responsibilities.

Benefits

Fully remote work arrangement available across Canada.

Base salary range of approximately CAD $85,300–$135,300 per year for the referenced location, with actual compensation determined by location, experience, qualifications, education, and other job-related factors.

Eligibility to participate in incentive programs with compensation linked to individual and business performance.

Comprehensive health and dental benefits.

Mental health and wellness support.

Vision coverage.

Short- and long-term disability coverage.

Life and accidental death and dismemberment (AD&D) insurance.

Adoption, surrogacy, and family-focused benefits.

Employee and family assistance programs.

Retirement savings options, including pension and global share ownership programs with employer matching contributions.

Financial education and counselling resources.

Paid holidays, vacation, personal, and sick days.

Statutory leaves of absence.

Flexible work environment focused on employee well-being, inclusion, and professional growth.

Opportunities for ongoing learning, career development, mentoring, and broader professional growth.

How Jobgether works: We use an AI-powered matching process to ensure your application is reviewed quickly, objectively, and fairly against the role's core requirements. Our system identifies the top-fitting candidates, and this shortlist is then shared directly with the hiring company. The final decision and next steps (interviews, assessments) are managed by their internal team. We appreciate your interest and wish you the best!  Why Apply Through Jobgether?    Data Privacy Notice: By submitting your application, you acknowledge that Jobgether will process your personal data to evaluate your candidacy and share relevant information with the hiring employer. This processing is based on legitimate interest and pre-contractual measures under applicable data protection laws (including GDPR). You may exercise your rights (access, rectification, erasure, objection) at any time.     #LI-CL1