Senior Risk Analytics Consultant
Wells Fargo · Bengaluru · onsite · Posted 52d ago
Undisclosed4–9 yrsfulltimeSourced from
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About this role
Job Summary
About this role: Wells Fargo is seeking a Senior Risk Analytics Consultant.
Responsibilities In this role, you will:
- Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
- Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
- Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
- Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
- Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
- Lead projects, teams, and mentor less experienced staff
- Partner with cross enterprise risk analysts in development of common modeling strategies
- 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
- Strong expertise in credit risk analytics, banking regulations, and portfolio risk management, with hands-on experience in loss forecasting and performance monitoring.
- Advanced proficiency in SAS (including macros), SQL/Teradata, and data environments (Unix), with the ability to build scalable analytics, automate reporting, and support data-driven decision frameworks.
- Proven experience in credit strategy development and lifecycle management, including strategy requirement analysis, rule set creation, and execution testing/validation (e.g., back-testing, championchallenger frameworks).
- Demonstrated strength in data deep dives and analytical problem-solving, including trend analysis, root-cause identification, and hypothesis-driven decision support.
- Strong stakeholder management, project execution, and communication skills, with the ability to influence cross-functional teams and clearly translate complex analytical insights into business actions.
- Perform credit risk analytics and portfolio performance monitoring, delivering actionable insights to support strategic decision-making and risk optimization.
- Execute end-to-end credit strategy lifecycle, including strategy requirement analysis, rule set creation, and policy design aligned with business objectives and risk appetite.
- Execute and oversee strategy implementation testing and validation, including back-testing, championchallenger analysis, and ongoing performance monitoring to ensure effectiveness and compliance.
- Perform deep-dive analytics and root cause investigations to identify emerging risk trends, diagnose performance shifts, and recommend data-driven improvements.
- Collaborate cross-functionally with business, risk, compliance, and technology teams to deliver complex initiatives, and work upon process improvements through automation and standardization.
- Develop and deliver monthly, quarterly, and annual risk reporting for senior leadership, including portfolio trends, population-level performance, strategy effectiveness, and forward-looking insights.
- Build and enhance analytical models and programming solutions (e.g., SAS/SQL/Python) to extract, transform, and analyze large datasets for risk, financial, and statistical applications
- Identify and implement process improvements through automation, standardization, and optimization of analytical workflows to enhance efficiency, scalability, and control effectiveness.
Sourced from naukri
Skills
AutomationLoss Forecastingcredit strategyFinancial Crimesbanking regulationsAnalyticsEnterprise Riskdata reconciliationBankingcredit riskCommunication SkillscomplianceCustomer RelationshipsForecastingBusiness Modeling
About Wells Fargo
Wells Fargo
Financial Services
20k+
employees
1852
174 years old
Bengaluru/Bangalore, Karnataka
India
About
Wells Fargo works to create positive social impact in the communities it serves by supporting housing affordability, small business growth, financial health, and a low-carbon economy.
Industries
Financial Services
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8,681 reviews
3.6/ 5
Culture
3.5
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