Senior Risk Analytics Consultant, Senior Assistant Vice President
Wells Fargo · Bengaluru · onsite · Posted 57d ago
Undisclosed5–10 yrsfulltimeSourced from
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About this role
Wells Fargo is seeking a Senior Risk Analytics Consultant (Assistant Vice President) which is a senior individual contributor role 4+ years of experience in credit risk analytics domain, primarily with Personal Loan products. Individuals in this role will support the development Team, Risk Business Team. Responsibility to validate Business rules/ Strategies using various type of testing like Functional testing, User acceptance testing and Regressions testing. Provide analytics to help improve efficiency and effectiveness.
The ideal candidate will be able to partner with the US team and India team to identify opportunities to optimize the existing process with zero defect leakage in assigned tasks. Additionally, should be able to understand business requirements for complex business rules.
In this role, you will: - Lead or participate in moderately complex initiatives, and delivering insight and decision strategies within analytics and reporting, and contribute to large-scale planning related to Risk Analytics
- Review and analyze moderately complex data aggregation, forecasting, reporting, and programming models
- Be responsible for process production, data reconciliation, and model documentation in alignment with policy governance
- Resolve data, production, business modeling, and lead team to meet Risk Analytics deliverables while leveraging solid understanding of risk reporting policies, modeling strategies, procedures, regulatory requests, and compliance requirements
- Collaborate and consult with peers, experienced managers, compliance, and technology to resolve modeling, forecasting, and production issues, and achieve analytic and reporting goals
- Lead projects, teams, and mentor less experienced staff
- Partner with cross enterprise risk analysts in development of common modeling strategies
- 4+ years of Risk Analytics experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
Education Experience
- Bachelor's degree in engineering, Technology, Mathematics, Econometrics, Computer Science, or related fields.
- 4+ years of experience in credit risk analytics (unsecured lending).
- 2+ years of experience with decision systems (Zoot, FICO DMP, Experian PowerCurve).
- Strong hands-on experience with SAS and SQL for data analysis, validation, and testing.
- Experience with data warehouses/databases (Teradata, Oracle, SQL Server, DB2).
- Understanding testing methodologies, system architecture, and data integration frameworks
- Exposure automation tools/scripts (VB Script, Selenium, UFT, UNIX Shell scripting).
- Understanding credit cards and personal loan lifecycle.
- Knowledge of credit risk strategies, segmentation, scorecards, and decisioning frameworks.
- Familiarity with unsecured lending policies and regulatory considerations.
- Ability to write and work with Python for data analysis and automation.
- Hands-on exposure to GenAI and Agentic AI use cases, including applying AI-driven solutions in analytics or decisioning workflow
- Work with decision systems (Zoot Webrule Builder, FICO DMP, Experian PowerCurve) to implement, validate, and monitor strategies across the unsecured lending lifecycle (Acquisition, Portfolio, Collections).
- Perform end-to-end testing (Unit, SIT, UAT, Regression) and validation using SAS/SQL frameworks to ensure strategy accuracy and system integrity.
- Manage UAT and Production deployments, including post-production monitoring, validation, and issue resolution.
- Analyze data flows, source systems (SOR), and Risk DataMarts, ensuring accuracy and alignment with business requirements.
- Develop automation solutions (VB Script, Selenium/UFT, UNIX shell scripting) to improve efficiency and reduce manual effort.
- Participate in Agile processes, contributing to sprint planning, execution, and continuous improvement.
- Provide technical guidance, stakeholder communication, and thought leadership to drive innovation and team effectiveness.
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Skills
dbmsScriptingPowercurveRisk ReportingVB SCRIPTUnix Shell Scriptinguftrisk analyticssegmentationAnalyticsOracle DBUnixSASDMPPythonSQLcredit riskFICOTeradataSeleniumdata analysisCredit Risk ModellingSQL Server
About Wells Fargo
Wells Fargo
Financial Services
20k+
employees
1852
174 years old
Bengaluru/Bangalore, Karnataka
India
About
Wells Fargo works to create positive social impact in the communities it serves by supporting housing affordability, small business growth, financial health, and a low-carbon economy.
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Financial Services
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