Senior Property Underwriter

ob Summary

We are seeking a Property Underwriter to join our brokerage team. You will evaluate, analyze, and place property risks with our panel of insurance carriers. Unlike carrier-side underwriters, your focus will be on finding creative risk solutions for our clients while maintaining profitable carrier relationships.

Key Responsibilities

• Analyze Risk: Evaluate property exposures, construction types, occupancies, and protection classes.
• Negotiate Terms: Liaise with insurance carriers to secure competitive pricing, deductibles, and coverage terms.
• Review Underwriting: Inspect property surveys, loss histories, and financial statements to assess risk quality.
• Manage Relationships: Maintain strong connections with both internal account executives and external carrier underwriters.
• Ensure Compliance: Verify that all bindings and policies adhere to carrier guidelines and regulatory standards.
• Monitor Portfolios: Track book performance, loss ratios, and renewal retention rates.

Required Qualifications

• Experience: Minimum [5–8] years of property underwriting experience, preferably within a brokerage environment.
• Education: Bachelor's degree in Finance, Risk Management, Business, or a related field.
• Certifications: BQP

Software Skills: Advance Excel

Key Skills

• Analytical Thinking: Ability to interpret complex property data and loss models.
• Negotiation: Proven track record of successfully negotiating coverage limits and pricing.
• Communication: Clear verbal and written skills for explaining complex risks to non-technical stakeholders.
• Time Management: Efficiency in handling high volumes of renewals and new business submissions simultaneously.