Senior Product Manager

Responsibilities:

• Own the product roadmap and end-to-end lifecycle for health insurance underwriting products and platforms.
• Translate business requirements into clear PRDs, user stories, business rules, and acceptance criteria.
• Prioritise product enhancements while balancing business needs, regulatory requirements, and transformation initiatives.
• Collaborate with engineering, underwriting, actuarial, and business teams to develop scalable product solutions.
• Work on underwriting workflows, including proposal lifecycle, medical underwriting, pre-existing diseases (PED), loadings, exclusions, counter-offers, and moratoriums.
• Define and track product performance metrics such as turnaround time (TAT), conversion rates, cost, and loss ratio.
• Ensure compliance with IRDAI regulations and applicable health insurance guidelines.
• Drive API integrations, rules-engine capabilities, and data-driven product improvements.